Auto Non-Payment Cancellations
Auto Non-Payment Cancellations QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 5, 2017
Coordination of Benefits – Health Insurance and Auto Medical Payments
Coordination of Benefits – Health Insurance and Auto Medical Payments IRENE MORRILL, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW VP OF TECHNICAL AFFAIRS, MAIA
Vehicles Purchased in MA and Registered OOS – Coming Back to MA
Vehicles Purchased in MA and Registered OOS – Coming Back to MA QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 20, 2017 I have a client that moved to Mass from RI. They bought the cars in Mass and they were registered in RI. I sent her…
Bad Payments Made to the Registry
Bad Payments Made to the Registry QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 11, 2017
Bad Checks – RMV Transactions
Bad Checks – RMV Transactions QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 30, 2017
RMV-1 Completion and License Numbers
RMV-1 Completion and License Numbers QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 22, 2017 If I am filing out an RMV-1 to get a MA plate currently he has a TN license what do I put on the RMV-1 for license number?
Markets
Markets QUESTION One of our customers has a Go Cart for their children. What would be the best way to insure? Is there a specialized company?
Company Not Accepting a 2A
Company Not Accepting a 2A QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 22, 2017
How much do I pay for homeowners
How much do I pay for homeowners QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017
ISO Class Codes
ISO Class Codes QUESTION Where can I order the ISO General Liability Class Code list/manual? We would like to have one for the agency.
Canada Cards 1
Canada Cards 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 22, 2017
Commercial Plate or Personal Plate
Commercial Plate or Personal Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 23, 2017
211 CMR 38 Coordination of Benefits
211 CMR 38 Coordination of Benefits QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 26, 2017 MAIA asked me to send my question to you via this to you via email: Client involved in motorcycle accident with injuries and we opened a med pay claim for him…
Can You Keep a Plate When You Buy Out A Lease?
Can You Keep a Plate When You Buy Out A Lease? QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017
Can You Keep a Plate When You Buy Out A Lease? 1
Can You Keep a Plate When You Buy Out A Lease? 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017
Title Amendment 2
Title Amendment 2 QUESTION Wonder if I can pick your brain… Our client refinanced vehicle, and I endorsed the policy accordingly. Client received a letter from current lienholder stating that she needs to pay $25 for RMV3 so that the new bank (Digital Credit Union) is listed as lienholder w/RMV. I emailed Safety to see…
Low Speed Vehicles2
Low Speed Vehicles2 QUESTION I posed a question on the Mass Agent website and didn’t get a response so I thought I would submit my question directly to you. It is about insuring and registering low speed vehicles (e.g. golf carts).They meet the guidelines of the RMV for registration as they have a 17 digit…
Contact your local elected officials today to support H.3682
Contact your local elected officials today to support H.3682 LEGISLATIVE ACTION ALERT
Commercial Registration and Markings
Commercial Registration and Markings QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 29, 2017
Shipping Vehicle
Shipping Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 22, 2017 I have a customer whose son will be moving to Arizona later this summer and the customer will be shipping one of his vehicles out there for his son to re-register and insure in his…
Customary Operators 1
Customary Operators 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 27, 2017
3 Month Rental and BAP
3 Month Rental and BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 28, 2016 We have a client that is going to be leasing a truck for a period of “up to 3 months”. The lessor wants to be listed as loss payee on the commercial…
Improperly Registered DBAs
Improperly Registered DBAs QUESTION I was hoping one of you could help me… I have an insured whose IRS Form 147C shows: First and Last Name Company Name Mailing Address There is no DBA shown on the tax form. Insured is a contractor and has several vehicles registered under his NAME, and several under the…
Umbrella2
Umbrella2 QUESTION I have an insured who lives overseas but has a home here that we insure. She previously had an Umbrella policy with Lexington but it was dropped when Lexington decided not to offer it a couple years ago. If she only has a home here does she really need an umbrella or is…
Operators Report
Operators Report QUESTION In regards to completing the Operators Report… If the accident was at a grocery store, mall, etc., is the lot considered private or public? The Operators report states do not fill it out if the accident occurred on a private parking lot. Because the above lots are open to the public we…
Hazing and the Homeowners policy
Hazing and the Homeowners policy IRENE MORRILL, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW VP OF TECHNICAL AFFAIRS, MAIA
Seatbelt Violation
Seatbelt Violation QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 20, 2017 One of my insured got a Violation for Fail to stop AND seat belt violation She was told by police officer that he was only going to give her seat belt violation I know the…
Employee Vehicles with Markings For Business
Employee Vehicles with Markings For Business QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 16, 2017
Surviving Spouse and Plate Types
Surviving Spouse and Plate Types QUESTION Can a Surviving Spouse transaction be done on PAY (Year of Manufacture) and Veteran plates?
Local Insurance Agents, Consumers Testify Against Deceptive Auto Insurance Quotes
Local Insurance Agents, Consumers Testify Against Deceptive Auto Insurance Quotes This Week at the State House
Operator Exclusion3
Operator Exclusion3 QUESTION I have an insured who wishes to exclude his household daughter on all vehicles. Would she have access to part 3 & 12 of this policy?
Merit Rating3
Merit Rating3 QUESTION I know that a lot has changed with competitive rating factors , however, we have recently had a situation where someone’s sdip changed 2 months prior to a renewal date and because there was a change of vehicle the company ran a MRB and BACKDATED the sdip (household rating factor) back to…
Tax Exemption 2
Tax Exemption 2 QUESTION Pretty sure I know the answer to this. Client daughter bought car from her mother for $7500. I am assuming they are only eligible for MVU26 if a family transfers without any payment exchange between the two parties. If you confirm that would be great. Thank you
Scooter – Can This Be Registered
Scooter – Can This Be Registered QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 14, 2017 I have a question regarding a scooter. One of our customers purchased a scooter: 2016 Honda Ruckus, 4.3 hp, 49cc.Is this something that we can register for road use and need…
Total Loss and 7 Day Law
Total Loss and 7 Day Law QUESTION I have a request from a dealer that I have not had before and neither have my co-workers (we all have 25/30+ years in insurance).An insured had an accident on 6/5/17, declared a total loss on 6/8/17 (no figures are ready yet) and is getting a new vehicle…