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DIFDESIGN

Don’t Lose Your Member Benefits! Renew Your MAIA Membership

MAIA’s 2020 membership period ended on December 31st. If you have yet renewed, you will be receiving a final invoice in the coming days. Please be sure to renew no later than January 31st to avoid losing your membership benefits! – including your subscription to The Mass. Agent newsletter; education discounts; access to MAIA’s technical…

BAP Rate Change Mid Term

This question was answered based upon current rules, regulations & statutes in effect on November 13, 2020   I have a Customer with Progressive -on a Commercial Auto policy.  When we wrote the policy back in May the Premium was around $21,000 Since then they have continually increased the Premium – It is now around…

Commercial Credentials (CDLs & CLPs) and Medical Certificates Extension

The expiration dates for Commercial Driver’s Licenses (CDLs), Commercial Learner’s Permits (CLPs), and CDL Medical Certificates have all been further extended to February 28, 2021. Customer records will be updated to reflect the new expiration date. 

Registration vs. Insurance Coverage

This question was answered based upon current rules, regulations & statutes in effect on November 13, 2020   We are having a debate in the office regarding coverage once an RTA is stamped.  For instance, we are writing a new policy effective today.  RTA dated and stamped today for new plates.  The insured has the…

OOS Vehicle new to MA

This question was answered based upon current rules, regulations & statutes in effect on December 09, 2020   I hope you can help clarify for me regarding registering and titling vehicles from out of state.  I have an insured who recently moved from Michigan and is looking to register and title his 2 vehicle in…

Home Binder

This question was answered based upon current rules, regulations & statutes in effect on December 10, 2020   You might be my auto expert but now I have question on home for anyone that wants to help me. I have a mortgage company insisting on a replacement cost estimator for a closing. I don’t think…

Commercial Registration Renewal Mailing Delays

The RMV is processing commercial registration renewals on the same day they are received. However, due to mailing delays with the U.S Postal Service, it is taking longer than usual for customers to receive their new registrations and decals in the mail. Once these renewals have been processed, ATLAS will show that they have been…

ACV or RC

This question was answered based upon current rules, regulations & statutes in effect on December 17, 2020   I hope all is well.  I am hoping that you can clarify something for me.  I have an insured who’s dwelling and shed was hit by a tenant driving his vehicle and then took off and was…

Registration Renew One Owner Passed Away

This question was answered based upon current rules, regulations & statutes in effect on December 7, 2020   I’m having a brain cramp with this one.  I have a client with revoked plates, that are in the name of her deceased husband and her.  We need to reinstate the plate.  Do I issue the RTA…

RMV Adds First-Time Drivers Webpage

The RMV has created a new webpage for first-time drivers: www.mass.gov/guides/first-time-driver-start-here

New COVID-19 Order Restricts Workplace Capacity to 25%, Indoor Gatherings to 10 People

On December 22nd, Governor Baker issued COVID-19 Order No. 59, effective December 26th, which places new restrictions on the allowed capacity for gatherings and events in public spaces and workplaces. Most workplace sectors, including Office Spaces, are limited to 25% of capacity. Gatherings in private homes and public spaces are limited to 10 persons indoors…

WCRIBMA’s COVID-19-Related Changes to the Manual Rules Extended through 2021

The Massachusetts Workers’ Compensation Rating and Inspection Bureau (WCRIBMA) has issued Circular Letter No. 2378, dated December 22, 2020, and titled Revisions to Manual Rules Related to the Covid-19 Pandemic-Extension of Expiration Date. The purpose of this filing is to extend the December 31, 2020 expiration date to December 31, 2021 for rules that were established…

License Surrender for Medical Reasons

This question was answered based upon current rules, regulations & statutes in effect on December 7, 2020 My client needs to turn in her license she is no longer driving due to her eyesight. AAA told her that the Wilmington RMV branch cannot due MA Id’s to replace her license. She lives in Woburn what…

New Year, New Liquor Applications, and a Free Poster!

MAIA’s Number One Agency wants to “link” you up with some reminders and resources to help you serve your clients that serve or sell alcohol. First, there’s a link to watch a recorded version of Hospitality Mutual’s free webinar about new Liquor Liability program and product improvements (originally presented live on 12/17). We’ve also got…

Dealership Fees and Sales Tax

This question was answered based upon current rules, regulations & statutes in effect on December 2, 2020 Have you ever heard of car dealerships charging sales tax on their document preparation fees?

Lease Buy Out

This question was answered based upon current rules, regulations & statutes in effect on November 2, 2020 Insured bought out lease. Is the leasing company required to fill out and sign RTA application. If not would we just treat it as private sale and issue RTA from the agency? Thanks in advance for your help…

Senior Wednesday Hours Extended Through January at Many RMV Locations

Dedicated Wednesday appointment hours for customers 75 years of age or older will continue through January at the 17 RMV locations listed below. Senior hours vary by location, but most are 9:00 a.m. to 10:30 a.m. These appointments will be available to all customers 75 years of age or older so that they can transact…

Personal Vehicle Pulling Commercial Trailer

This question was answered based upon current rules, regulations & statutes in effect on November 2, 2020 QUESTION A client of mine came to me stating that he is purchasing a utility trailer under the company name, and the company does not currently have an a business auto policy.  The trailer will be towed by…