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DIFDESIGN

Replacement Cost Estimator

Question Replacement Cost Estimator This question was answered based upon current rules, regulations & statutes in effect on March 18, 2021   I thought I remembered hearing in one of your classes that we should not be releasing replacement cost estimators to lenders or even to the insured’s. Am I correct? If I am what…

WC New Business Incentive Plan EXTENDED through July!

WC New Business Incentive Plan EXTENDED through July! Spring is here, and MAIA’s Number One Agency wants to put more “green” in your pocket by extending our incentive for Workers’ Comp new business! The plan has been such a success that we’ve decided to continue it through July 31st. So keep that business coming. Help…

Commercial Trailer Registration and MA BAP

Question Commercial Trailer Registration & MA BAP This question was answered based upon current rules, regulations & statutes in effect on March 12, 2021   I’m hoping one of you can help me with something I’ve come across. We have a PL client for whom I am quoting the CL trucking business. He currently has…

Named Insured Non-Spouse Situation

Named Insurance Non-Spouse Situation This question was answered based upon current rules, regulations & statutes in effect on March 12, 2021 I’m not sure if you are the right person to email about this so I apologize ahead of time if you are not…. Our agency is looking to get clarification on where the state…

Cancel Plate Registration

Question Cancel Plate After Vehicle Sold This question was answered based upon current rules, regulations & statutes in effect on March 8, 2021 I am trying to turn in plates in my office for a customer. The vehicle has been given to her nephew who has already registered the vehicle. When I go to turn…

Boat Claim – Wind vs. Collision

Question Boat Claim – Wind vs. Collision This question was answered based upon current rules, regulations & statutes in effect on March 5, 2021 We have a claim denial on a boat claim that I think should be covered. The boat is NOT insured on a boat policy. The only coverage (physical damage) coverage that…

Private Sale with Even Trade

Question Private Sale with Even Trade This question was answered based upon current rules, regulations & statutes in effect on March 8, 2021 I have a client who is doing an even trade thru a private sale on a motorcycle.  Can this be done? How would he write up a bill of sale?  Would we…

Workers’ Comp. Limited Out-of-State Endorsement

Workers’ Comp. Limited Out-of-State Endorsement This question was answered based upon current rules, regulations & statutes in effect on February 9, 2021 I hope you both are well and staying safe.  Quick question on Massachusetts Assigned Risk workers compensation.  A Mass based business is doing some work in NH.   This is a Massachusetts based company and none…

Special Plate Reassignment

Question Specialty Plate Transfer This question was answered based upon current rules, regulations & statutes in effect on March 8, 2021 I’m working with a client who is buying out their lease. They currently have a specialty plate that was transferred from her name into the lease. If possible, she is interested in keeping the…

What Can I Tell You About Our MA PFML Product Line?

What Can I Tell You About Our MA PFML Product Line? Every quote I’ve delivered so far is lower than the state pricing! The application process is easy! The policy automatically renews! No annual census is needed! Required coverage means a consistent flow of commissions for your agency! That’s what Number One’s Ann Tobin says…

Incorrect Information on Police Report – Total Loss

This question was answered based upon current rules, regulations & statutes in effect on August 25, 2020 QUESTION I do not know if you are able to provide any assistance but I am at a total loss.  I have an insured whose vehicle was hit while it was parked in front of her home.  The…

RMV Further Extends CDLs, CLPs & CDL Medical Certificates

RMV Further Extends CDLs, CLPs & CDL Medical Certificates The MA RMV has extended Commercial Driver’s Licenses (CDLs), Commercial Learner’s Permits (CLPs), and CDL Medical Certificates (DOT Medical Cards) to May 31, 2021. This will be the final extension. The RMV is working on updating customer records in ATLAS; the new expiration dates will display…

Why Are You Still Monkeying Around with Flood?

Why Are You Still Monkeying Around with Flood?   Is flood taking up your account managers’ time? Are you always stumbling to quote or endorse flood? Get the monkey off your back! Roll your flood book to MAIA’s Number One Agency! Our experienced Flood Concierge team can sell and service your flood accounts for you,…

Video: Success Stories from Trusted Choice.com Advantage Agencies

“It’s the one bill I get every month that I’m happy to pay, because I know I’m making money off of it!” That’s what one agent said about his TrustedChoice.com Advantage subscription. MAIA’s digital ad campaign is going strong, promoting independent agents to MA insurance buyers, and pointing them to TrustedChoice.com to find a local…

New Year / New Business Commission Incentive for Number One’s WC Program

Great news for you and your Workers’ Comp clients! MAIA’s Number One Insurance Agency is excited to announce higher commission rates for New Business with effective dates for February and March 2021!  For the first year, commission increases will be 2% to 7.5% higher than our current rates, based on the carrier. Renewal commission rates…

MAIA Staff Retirement Announcement: Sheron Gagnon

Please join us in congratulating Sheron Gagnon on her upcoming retirement from MAIA! Sheron has been a valuable member of our staff for over 36 years. She has helped a countless number of members throughout her tenure with MAIA. She has also managed the trade fair at our annual Big Event Conference and Trade Fair. …

Senior Hours Extended Through March

Dedicated Wednesday appointment hours for customers 75 years of age or older have been extended through March. These appointments will be available to all customers 75 years of age or older.

Operator Assignment

Question Operator Assignment This question was answered based upon current rules, regulations & statutes in effect on March 17, 2021 Insured has two cars and three drivers. Dad point 2 Mom point 99 Daughter point 3 If I put both cars on one policy.   Newer car gets daughters points, older car gets Dad’s point To…