Tech Talk: Your Policy Coverage Could Be Limited Because of This…
Did You Know That How the Insured’s Name on the Commercial Policy Declaration’s Page is Written Can Limit Policy Coverage – a Recent MA Court Case Said So! by Irene L. Morrill, CPCU, CIC, ARM, CRM, CRIS, CPIW, LIA VP Technical Affairs, MAIA It’s scary when understanding policy language isn’t enough. The court case involved…
Tech Talk: Yet Another Auto Rental Question
Tech Talk: Yet Another Auto Rental Question by Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA Happy almost summer! Part of my job is answering questions and I know I discuss the following issue in class, but I haven’t addressed it specifically in a Tech Talk. An agent asked…
Tech Talk: Is Your Client “Adequately Insured” in Today’s Inflationary World?
Tech Talk: Is Your Client “Adequately Insured” in Today’s Inflationary World? Irene Morrill CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA I don’t mean to be an alarmist, but in today’s inflationary supply chain problem economy we really need to address current rebuild property values with our clients. The downside of subscribing…
Tech Talk: Property Policies and Fuel Oil Escape Losses
Tech Talk: Property Policies and Fuel Oil Escape Losses Irene L. Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, MLIS, CPIW VP Technical Affairs, MAIA Based on the recent fuel oil escape catastrophe at a personal residence located in Wareham, MA the “lack of coverage issue” is rearing its ugly head again. This particular fuel…
Tech Talk: The MAP and Camper Trailers …Coverage or Not?
Tech Talk: The MAP and Camper Trailers …Coverage or Not? Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA It’s interesting to me how interpretations can change even though policy language hasn’t. I have recently received a few email questions regarding camper trailers and the MAP. The following is just…
Tech Talk: Insuring a Home That is in Trust
Tech Talk: Insuring a Home That is in Trust Irene L. Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, MLIS, CPIW VP Technical Affairs, MAIA Well, we’ve almost made it through another year … Hoorah! It was great seeing many of you at our annual convention – hope to see even more of you next year.…
Tech Talk: Business Auto Classification: When You Disagree with the Carrier
Tech Talk: Business Auto Classification: When You Disagree with the Carrier by Irene Morrill, CPCU, CIC, ARM, CRM, MLIS, CRIS, LIA, CPIW VP Technical Affairs, MAIA MAIA’s Big Event is just days away! Certainly, hope to see your smiling faces … having missed them last year! Register Now Business Auto Truck Classification This topic appears to…
Tech Talk: Does HO or Personal Auto Cover Someone Doing Errands for the Insured?
Tech Talk: Does HO or Personal Auto Cover Someone Doing Errands for the Insured? September 2021 Irene Morrill, CPCU, CIC, ARM, CRM, MLIS, CRIS, LIA, CPIW VP Technical Affairs, MAIA Shameless plug! Don’t forget to register for MAIA’s Big Event, October 28-31, taking place live at the Westin Boston Seaport District. I really do look forward…
Tech Talk: Banks and Binders – Can They Really Ask for THAT?
Tech Talk: Banks and Binders – Can They Really Ask for THAT? by Irene Morrill, CPCU, CIC, ARM, CRM, MLIS, CRIS, LIA, CPIW VP Technical Affairs, MAIA August 23, 2021 I have had a plethora of questions from MA agents about mortgagee companies, banks, and binders and what they want to see. This topic…
Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP
Tech Talk: DOC Endorsement vs. Use of Other Auto Endorsement vs. PUP What Do I Need and Why? By Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA I’ve had questions regarding the Drive Other Car (DOC) endorsement, the Use of Other Auto endorsement, and the personal umbrella policy…
Tech Talk: Words Are “Wicked” Important in Both Personal and Commercial Lines
Tech Talk: Words Are “Wicked” Important in Both Personal and Commercial Lines by Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA In the last month, between reading articles and receiving emails, the ABSOLUTE importance of words has hit home. It amazes me how FAR the industry has come from…
Tech Talk: Ice Dams and Roof Collapse…Covered or Not?
Tech Talk: Ice Dams and Roof Collapse…Covered or Not? by Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW VP Technical Affairs, MAIA I am so over the snow, especially heavy, wet snow. Just think, soon April showers will bring May flowers… and flooding. (So, don’t forget MAIA’s Number One Insurance Agency can help…
Tech Talk: Water Backup and Sump Pump Overflow Coverage and the Homeowner
Tech Talk: Water Backup and Sump Pump Overflow Coverage and the Homeowner By Irene Morrill, CPCU, CIC, ARM, CRM, CRIS, MLIS, LIA, CPIW An interesting question: Does everybody need a Water Backup and Sump Pump Overflow endorsement or does nobody need it? (And what does it do?) I was modifying an outline for an…
Tech Talk: The Sudden Surge in E-Bike, Electric Scooter, Moped, and Motor Scooter Ownership
By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW — VP of Technical Affairs First …don’t forget our annual convention! MAIA’s Big Event 2020 Conference & Trade Fair is happening November 5th and 6th. There’s a new twist – it’s VIRTUAL! Take a look … some really great stuff you don’t want to miss!