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Question of the Week

Grub Hub

Question Grub Hub This question was answered based upon current rules, regulations & statutes in effect on April 15, 2021 Good Afternoon I’m guessing it is up to the specific company…but are there any issues with clients working, part time, for Grub Hub? I’m assuming Class 30? I also don’t know if there is an…

Title Question

Driver With Suspended License and Claim

Question Driver with Suspended License and Claims This question was answered based upon current rules, regulations & statutes in effect on March 25, 2021 I’m looking for some advice on a couple of things regarding MA auto.  Let me first say that I’m not looking for coverage determination, purely just how MAIA would look at…

Driver With Suspended License and Claim

Question Driver with Suspended License and Claims This question was answered based upon current rules, regulations & statutes in effect on March 25, 2021 I’m looking for some advice on a couple of things regarding MA auto.  Let me first say that I’m not looking for coverage determination, purely just how MAIA would look at…

Auto Coverage

Question Auto Coverage This question was answered based upon current rules, regulations & statutes in effect on March 31, 2021 Why do premiums change when drivers are deleted and or added(deferred) to an auto policy.  Usually increases when drivers are deleted.  Can someone explain the factors that causes this to happen. We need to know…

Auto Coverage

Question Auto Coverage This question was answered based upon current rules, regulations & statutes in effect on March 31, 2021 Why do premiums change when drivers are deleted and or added(deferred) to an auto policy.  Usually increases when drivers are deleted.  Can someone explain the factors that causes this to happen. We need to know…

Out of State RV Purchase

Question Out of State RV Purchase This question was answered based upon current rules, regulations & statutes in effect on April 1, 2021 We have an insured who purchased an RV in Florida… it has yet to be registered.  They came up on a Temp plate, did not use their existing plate as a transfer. …

MAP and Disabled Minor

Question MAP and Disabled Minor This question was answered based upon current rules, regulations & statutes in effect on April 9, 2021 Good Morning, We have a Customer, The vehicle that need to go in the name of  a 12 year old Handicapped girl so I need to put application and title in her name…

Claim Against Amazon Truck

Question Claim Against Amazon Truck This question was answered based upon current rules, regulations & statutes in effect on May 11, 2021 I have a situation that I need help with.  One of my customers had an accident with an Amazon truck.  My insured was driving down the main road and the Amazon truck came out…

15 Passenger Van and the MAP

Question 15 Passenger Van and the MAP This question was answered based upon current rules, regulations & statutes in effect on March 31, 2021 Hope you are doing well and staying sane! It’s been a while since I’ve gone through the MA PAP.  Where is it specified that there is coverage for BI, PD and…

15 Passenger Van and the MAP

Question 15 Passenger Van and the MAP This question was answered based upon current rules, regulations & statutes in effect on March 31, 2021 Hope you are doing well and staying sane! It’s been a while since I’ve gone through the MA PAP.  Where is it specified that there is coverage for BI, PD and…

CARVANA Question 2

Question CARVANA Question 2 This question was answered based upon current rules, regulations & statutes in effect on April 7, 2021 Our agency has read your tech talk regarding the Carvana issue in MA. As an agency we will not stamp an RTA for any vehicle purchase unless the back of the title is signed…

Registration in Name of Partnership

Question Registration in Name of Partnership This question was answered based upon current rules, regulations & statutes in effect on April 8, 2021 I have a question – we have a client coming into MA from NH.  He is looking to register/insure his NH Auto now to MA… currently in NH the vehicle is titled…

Lease Vehicle Buy Out

Question Lease Vehicle Buy Out This question was answered based upon current rules, regulations & statutes in effect on April 5, 2021 My customer bought out her lease and the leasing company said she can keep the same plate.  Under the RTA would this be Register & Title a Vehicle? Answer Irene Morrill:  There is nothing…

Insurance Without Registration

Question Insurance Without Registration This question was answered based upon current rules, regulations & statutes in effect on April 5, 2021 Can a vehicle be on a MA Commercial Policy if the vehicle does not have a MA Registration? Answer Irene Morrill:  There is nothing in the policy that says it has to be registered…

Trailer Used by Non-Owner and Physical Damage

Question Trailer Used by Non-Owner and Physical Damage This question was answered based upon current rules, regulations & statutes in effect on March 25, 2021 A son registers a trailer in his name and adds collision and comp coverage.  The father has a pickup (different policy) pulls the trailer; I know the liability follows from…

Back Date A Plate Cancellation

Question Back Date A Plate Cancellation This question was answered based upon current rules, regulations & statutes in effect on March 15, 2021   I was hoping you could help me with this transaction. One of our insured asked us to cancel a plate back in 10/2020.  Somehow that request was missed and it was…

2A & LPR Requirements

Question 2A & LPR Requirements This question was answered based upon current rules, regulations & statutes in effect on March 23, 2021 Good morning, we recently had an agency reject our 2A & LPR to cancel a new client’s former auto & home policies that we have written.  Prior agent would not accept the signed…