CMV over 10,000 lbs
CMV over 10,000 lbs QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 2, 2017
Vehicles and Expired Registrations
Vehicles and Expired Registrations QUESTION Good morning – my questions pertains to registrations, their expirations, and if coverage is provided or not. – Let’s say a client has a dump truck, and the registration expired the first of the year. The policy runs from October to October, and the client has paid the premium in…
Garage Keepers or GL
Garage Keepers or GL QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 07, 2017
Registration Cancelled On-Line and Left on Vehicle
Registration Cancelled On-Line and Left on Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on February 17, 2017 My insured turns in a plate online and does not take the plate off the car. Are unaware he plate has been turned in. Drives the car and gets in…
a Tractor – Plate v. Policy
a Tractor – Plate v. Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 31, 2017 We have a client that is looking to register a tractor here in MA. How does one go about this? Can the tractor be insured on an auto policy?? Many thanks…
Charges on Ceded Auto
Charges on Ceded Auto QUESTION Do commercial ceded auto carriers set their own installment charges for direct bill accounts? Recently noticed carrier charges 1.25% of the balance as the installment charge instead of a fixed monthly charge. all ceded carriers do this? do not have too much ceded business especially with high premiums so guess…
Livery Garaging
Livery Garaging QUESTION What is the rule for Livery auto policies when it comes to garaging. Recently my companies are charging the clients if they drive in Boston or any City to and from Airport the company is using agaraging territory of Boston or the highest rated city.Insureds are becoming very frustrated with this the…
PUP and Using Company Auto
PUP and Using Company Auto QUESTION If a client has both a personal auto on a MAP and a company car insured under his employer’s BAP, would he need the Drive Other Car endorsement on the BAP or Use of Other Autos endorsement on the MAP in order to satisfy personal umbrella requirements when he…
Dump Truck and Up-to-Date Registration
Dump Truck and Up-to-Date Registration QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 20, 2017
Non-Owned & Hired Auto
Non-Owned & Hired Auto QUESTION Hi, pool non owned and hired auto policies cover independent contractors if hired to do delivery (food) for the insured? The independent contractor has a personal auto policy. Thank you.
Loading/Unloading
Loading/Unloading QUESTION Commercial Auto, loading and unloading when you have a wheelchair ramp, is this covered?
Workers’ Compensation Out-of-State
Workers’ Compensation Out-of-State QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 26, 2016 Our insured, a food truck, will be at an event sponsored by Mohegan Sun Casino. Certificate of Insurance is required noting that WC coverage in CT is adequately covered. Insured will be in CT…
Insolvency Fund
Insolvency Fund QUESTION I recently heard that there is some limitation for payment in the Mass Insolvency Fund if an insured as assets over $1.2 Million. You please let me know where I can find information regarding this. Thanks.
Insured Cancels Plate and Does Not Notify Agent
Insured Cancels Plate and Does Not Notify Agent QUESTION My insured turns in a plate online and does not take the plate off the car. Are unaware he plate has been turned in. drives the car and gets in an accident. Has not been removed from the policy as we were not aware he plate…
Walking to Car and WC
Walking to Car and WC QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 20, 2016 Worker has finished work at 5:00 p.m. and left the office but falls while walking out to her vehicle in the parking garage. Workers’ Compensation coverage?
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