The Mind of an Insurance Agent!
The Mind of an Insurance Agent! When you hear the words “Driving Rain”, what do you think of? Flood, Car Accidents, or an Umbrella? Maybe it is all three!! And when you think of those coverages – does your E&O come to mind? I just read an article published by IIABA and thought it worth sharing, since it…
The Mind of an Insurance Agent!
The Mind of an Insurance Agent! When you hear the words “Driving Rain”, what do you think of? Flood, Car Accidents, or an Umbrella? Maybe it is all three!! And when you think of those coverages – does your E&O come to mind? I just read an article published by IIABA and thought it worth sharing, since it…
School Bus Conversion and Plate Type
Question School Bus Conversion and Plate Type This question was answered based upon current rules, regulations & statutes in effect on October, 2021: I have an insured that purchased a school bus. They intend to use it for personal use only. Am I able to obtain a private passenger plate for this? Auto home plate?…
Fee Webinar: 60 Minutes in Personal Insurance
Fee Webinar: 60 Minutes in Personal Insurance The personal insurance marketplace is rapidly evolving. The auto and home industries are experiencing significant challenges, including supply chain concerns and increasing costs—and the insurance industry isn’t immune to these headwinds. In these challenging times, the agents that can adapt and respond most effectively will achieve success. Join…
What is Big “I” Markets?
What is Big “I” Markets? As an MAIA member you also have access to Big “I” Markets, which gives you access to specialty/niche coverages, program business and hard-to-find markets. Our top tier carrier partners offer access to the products you need, including affluent homeowner, bond, small commercial package, habitational, standard automobile, standard and non-standard homeowner, and more. What sets Big “I” Markets apart? After…
Updated Company Auto Insurance Filings – March 2022
Updated Company Auto Insurance Filings – March 2022 MAIA periodically visits the Division of Insurance to collect the latest information about each company’s private passenger automobile insurance rules, rates, and forms filings. Recent changes and updates are presented here. Company Filing Date/Rate Impact Allstate ALSE132673592 Rule 01/31/22 New/Renew ALSE132895787 Rule 12/01/21 Bankers Standard ACEH133078782…
Named Non Owner Policy:
Question Named Non Owner Policy: This question was answered based upon current rules, regulations & statutes in effect on October, 2021: I have a client that is living with her boyfriend. She does not own a vehicle but I recommended that she obtain a named non-owned policy for her- she is listed on his policy…
Revised Class D or M Road Test Application
Revised Class D or M Road Test Application The Class D or M Road Test Application (RDT103) has been revised. Section D (the Certification and Signature of Applicant section) has been modified to include the following sentence: Acts or attempts by the applicant, sponsor, driving school, or any other individual associated to the applicant to influence the…
Revised Class D or M Road Test Application
Revised Class D or M Road Test Application The Class D or M Road Test Application (RDT103) has been revised. Section D (the Certification and Signature of Applicant section) has been modified to include the following sentence: Acts or attempts by the applicant, sponsor, driving school, or any other individual associated to the applicant to influence the…
Vehicle Purchase and BAP
Question Vehicle Purchase and BAP This question was answered based upon current rules, regulations & statutes in effect on December 2, 2021: I have a commercial customer, with a commercial auto policy, 3 trucks have full coverage. He bought a new truck from a dealer in Maine. He wants to drive up and get it as soon…
Spanish Version of 7D Exam
Spanish Version of 7D Exam Effective March 11th, the School Pupil Transport (7D) Exam is available in both Spanish and English through the Automated Testing Stations (ATS) in RMV Service Centers. Applicants can choose which language to take the exam in. The 7D exam is offered at all full-service RMV Service Centers during regular business…
MAIA Privacy Notice
MAIA Privacy Notice MAIA and the Number One Insurance Agency take your privacy seriously. We are pleased to share our Privacy Notice with our members and customers for your review. VIEW PRIVACY NOTICE If you have any questions about this policy, please call or email MAIA Vice President and COO Heather Kramer, 508-634-7369.
Spanish Version of 7D Exam
Spanish Version of 7D Exam Effective March 11th, the School Pupil Transport (7D) Exam is available in both Spanish and English through the Automated Testing Stations (ATS) in RMV Service Centers. Applicants can choose which language to take the exam in. The 7D exam is offered at all full-service RMV Service Centers during regular business…
Update Your License Number in Our Database to Your NPN Number
Update Your License Number in Our Database to Your NPN Number As of TODAY ALL individual and business entity license numbers are changing to your National Producer Number! WHAT YOU SHOULD DO NOW: If you do not know what your NPN is, you can find it at: https://nipr.com/help/look-up-your-npn After you get your NPN, the next thing you should…
Looking for a Bond?
Looking for a Bond? Well, not that kind of bond, a RMV EVR Permit Surety Bond for your agency! The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond in the amount of $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance…
Looking for a Bond?
Looking for a Bond? Well, not that kind of bond, a RMV EVR Permit Surety Bond for your agency! The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond in the amount of $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance…
Automobile Cancellation
Question Automobile Cancellation – This question was answered based upon current rules, regulations & statutes in effect on December, 2020: I have a question for you regarding Mass. auto insurance and registration plates. We have an unnamed carrier (obtained through a recent acquisition) that allows an insured to delete a vehicle from an auto policy without cancelling…
Operator Exclusion and UM, UIM coverage
Question Operator Exclusion and UM/UIM coverage This question was answered based upon current rules, regulations & statutes in effect on January, 2022. Question- could an insured’s child collect UM/UIM coverage if they are excluded as a driver on the parent’s auto? For example, if the child is a passenger in a friend’s vehicle while at school…