Proximate Cause

Proximate Cause QUESTION Recently, we had an insured who had his pick-up truck damaged by fire when a family member was burning vegetation. wind caught the fire and it reached the truck. To prevent further damage to the truck the insured ran to move it.It was parked between a car in front and a telephone…

Canada Cards 2

Canada Cards 2 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 10, 2017

Auto Newly Acquired Vehicle

Auto Newly Acquired Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 11, 2017

Actual Cash Value 1

Actual Cash Value 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 12, 2017 Just got off the phone w/ Kathy Cormier.She said to ask you my question. I HAVE A CUSTOMER WHO IS PURCHASING AN 02 GMC SIERRA DIESEL V8 CREW CAB PKUP W/ 16,000 MILES…

Auto – Newly Acquired Vehicles

Auto – Newly Acquired Vehicles QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 01, 2017

2A or Notice of Transfer to Progressive

2A or Notice of Transfer to Progressive QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 14, 2017 Amy sent you an email asking the question in reverse. I called Progressive to have them send Plymouth Rock a 2A since they took over a vehicle the current Plymouth…

Coverage vs. Effective Date

Coverage vs. Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017

and Markings

and Markings QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 29, 2017 We have an insured who sells a weight loss product from home through social media. She is looking at getting a decal to put on her car. Would she need to get commercial plates since…

How much do I pay for homeowners (Clone)

How much do I pay for homeowners (Clone) QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017

Trailers 6

Trailers 6 QUESTION HI…..I have an issue I need to clarify please. My client has an auto policy with us and Safety Ins. They had 2 vehicles and a travel trailer on the policy. They took the two vehicles ONLY to GEICO.I now have a Safety policy with just a trailer, NO LIABIITY just physical…

Auto Non-Payment Cancellations

Auto Non-Payment Cancellations QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 5, 2017

Coordination of Benefits – Health Insurance and Auto Medical Payments

Coordination of Benefits – Health Insurance and Auto Medical Payments   IRENE MORRILL, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW VP OF TECHNICAL AFFAIRS, MAIA

Vehicles Purchased in MA and Registered OOS – Coming Back to MA

Vehicles Purchased in MA and Registered OOS – Coming Back to MA QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 20, 2017 I have a client that moved to Mass from RI. They bought the cars in Mass and they were registered in RI. I sent her…

Bad Payments Made to the Registry

Bad Payments Made to the Registry QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 11, 2017

Bad Checks – RMV Transactions

Bad Checks – RMV Transactions QUESTION This question was answered based upon current rules, regulations & statutes in effect on January 30, 2017

RMV-1 Completion and License Numbers

RMV-1 Completion and License Numbers QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 22, 2017 If I am filing out an RMV-1 to get a MA plate currently he has a TN license what do I put on the RMV-1 for license number?

Markets

Markets QUESTION One of our customers has a Go Cart for their children. What would be the best way to insure? Is there a specialized company?

Company Not Accepting a 2A

Company Not Accepting a 2A QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 22, 2017

How much do I pay for homeowners

How much do I pay for homeowners QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017

Registry News: August 7, 2017

Registry News: August 7, 2017

ISO Class Codes

ISO Class Codes QUESTION Where can I order the ISO General Liability Class Code list/manual? We would like to have one for the agency.

Canada Cards 1

Canada Cards 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 22, 2017

Commercial Plate or Personal Plate

Commercial Plate or Personal Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 23, 2017

211 CMR 38 Coordination of Benefits

211 CMR 38 Coordination of Benefits QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 26, 2017 MAIA asked me to send my question to you via this to you via email: Client involved in motorcycle accident with injuries and we opened a med pay claim for him…

Title Amendment

Title Amendment QUESTION Wonder if I can pick your brain…

Can You Keep a Plate When You Buy Out A Lease?

Can You Keep a Plate When You Buy Out A Lease? QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017

Can You Keep a Plate When You Buy Out A Lease? 1

Can You Keep a Plate When You Buy Out A Lease? 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2017

Legislative Action H.3682

Legislative Action H.3682 Gov’t Affairs

Title Amendment 2

Title Amendment 2 QUESTION Wonder if I can pick your brain… Our client refinanced vehicle, and I endorsed the policy accordingly. Client received a letter from current lienholder stating that she needs to pay $25 for RMV3 so that the new bank (Digital Credit Union) is listed as lienholder w/RMV. I emailed Safety to see…

Low Speed Vehicles2

Low Speed Vehicles2 QUESTION I posed a question on the Mass Agent website and didn’t get a response so I thought I would submit my question directly to you. It is about insuring and registering low speed vehicles (e.g. golf carts).They meet the guidelines of the RMV for registration as they have a 17 digit…

Contact your local elected officials today to support H.3682

Contact your local elected officials today to support H.3682 LEGISLATIVE ACTION ALERT

Commercial Registration and Markings

Commercial Registration and Markings QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 29, 2017

Shipping Vehicle

Shipping Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 22, 2017 I have a customer whose son will be moving to Arizona later this summer and the customer will be shipping one of his vehicles out there for his son to re-register and insure in his…

Go-Karts

Go-Karts QUESTION Hello there,

Customary Operators 1

Customary Operators 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 27, 2017

3 Month Rental and BAP

3 Month Rental and BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 28, 2016 We have a client that is going to be leasing a truck for a period of “up to 3 months”. The lessor wants to be listed as loss payee on the commercial…

Improperly Registered DBAs

Improperly Registered DBAs QUESTION I was hoping one of you could help me… I have an insured whose IRS Form 147C shows: First and Last Name Company Name Mailing Address There is no DBA shown on the tax form. Insured is a contractor and has several vehicles registered under his NAME, and several under the…

Umbrella2

Umbrella2 QUESTION I have an insured who lives overseas but has a home here that we insure. She previously had an Umbrella policy with Lexington but it was dropped when Lexington decided not to offer it a couple years ago. If she only has a home here does she really need an umbrella or is…

Operators Report

Operators Report QUESTION In regards to completing the Operators Report… If the accident was at a grocery store, mall, etc., is the lot considered private or public? The Operators report states do not fill it out if the accident occurred on a private parking lot. Because the above lots are open to the public we…

Hazing and the Homeowners policy

Hazing and the Homeowners policy IRENE MORRILL, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW VP OF TECHNICAL AFFAIRS, MAIA