Sales Tax Exemption
Sales Tax Exemption QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 11, 2017 I have an insured whose father gifted her a car with a New Hampshire Title. Will she have to pay MA sales tax because it is out of state?
Delivery for a Liquor Store
Delivery for a Liquor Store QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 Good morning Irene: I do have additional questions for you on the Mass Auto Policy. I insure a group of Liquor Stores in Mass. They are starting a new program where you…
RMV-1: Eff. Date of Polcy & Eff. Date of Change
RMV-1: Eff. Date of Polcy & Eff. Date of Change QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 6, 2017 Hello Kathy, I have a quick question re: RMV1’s When we are transferring a plate we put in line 49 A the effective date right of the…
Owners Listed on Titles as And/Or
Owners Listed on Titles as And/Or QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2017 We have a customer relocating from NH who currently owns a vehicle along with her husband. The title stated her name OR her husband. There is an active loan on this…
Trailer Titles
Trailer Titles QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2017 A trailer that is 3000 lbs should it be titled. Thanks
Residency for Parking Permits
Residency for Parking Permits QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2017 We have an insured who has a daughter residing at a Boston College with one of their family cars (registered in Mom’s name, Framingham) and wants to know how they can evidence Boston…
2A
2A QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2017 Sorry to bother you. We have an issue I was hoping you could help with. A customer of ours (now ex-customer) just went to Progressive. She claims Progressive told her all she has to do is…
Plate vs. Policy Type
Plate vs. Policy Type QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2017 Good Morning Irene, Sorry to bother you, but I have a question being posed by an insured and I’m not sure of the answer. I’ve been scouring over my MAIA charts & asking…
Farm Plate and Policy Type
Farm Plate and Policy Type QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2017 I have a client who has a 1976 pick-up that he is restoring and would use on premises. He does not have a business, employees or payroll so I would imagine no…
MAP and Suspended License
MAP and Suspended License QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2017 A person leases a car and has their drivers license suspended of a year. Ins. Co. is cancelling the policy due to license status. Is there a way to continue coverage? Boyfriend (soon…
Duplicate Plate
Duplicate Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2017 Is there a form or can an insured order a duplicate plate online? Theirs are fading.
Title Question
Title Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 20, 2017 Hope you are well. I have a title that the lien was never taking off with the RMV. The motorcycle was paid off in 1997 but when you look it up in the RMV it…
Business Markings and Registration
Business Markings and Registration QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 8, 2017
Personal Auto and Delivery
Personal Auto and Delivery QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 Good morning Irene: I do have additional questions for you on the Mass Auto Policy. I insure a group of Liquor Stores in Mass. They are starting a new program where you can…
Guest Coverage UM/UIM
Guest Coverage UM/UIM QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 15, 2017 If a passenger (not a household member) in my vehicle gets injured and the at fault party (other vehicle) does not have sufficient coverage and my injured passenger does not have underinsured motorists coverage…
Cancelling Plates in MA to Cancel Insurance
Cancelling Plates in MA to Cancel Insurance QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 14, 2017
Registration for Comprehensive Only Policy
Registration for Comprehensive Only Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 25, 2017 Wondering if you have ever heard of the registry saying ok to someone keeping his mass license plate on a classic car and having comp only? One of our customers called Hagerty…
Non-Owned and Hired Coverage and Trailer Question
Non-Owned and Hired Coverage and Trailer Question QUESTION Can you assist my colleague with a trailer question? He insures a commercial account in the Seaport that manufactures drones. The company plans on buying a 2000 lb. trailer so they may transport drones to a location in western MA. They will likely rent private passenger type…
BAP
BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 27, 2017
Melanie’s Law 1
Melanie’s Law 1 QUESTION NOTE: question was answered based upon current rules, regulations & statutes in effect on January 08, 2013.
Young Agent Updates – September 2017
Young Agent Updates – September 2017 I have been a member of the Young Agents Committee since January 2017. My main task on the committee is fundraising with the rest of the InsurPAC team, Ted Gibson and Val Feeney.
DOC 2
DOC 2 QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 27, 2017
Rental Car 1
Rental Car 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 31, 2017
Cancellation Law and Terms of Days
Cancellation Law and Terms of Days QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 1, 2017 Do you know where we can find the Massachusetts Law regarding required cancellation notice in terms of minimum days the insurance company must provide to the named insured? Specifically, we are…
Cancellation Law and Terms of Days
Cancellation Law and Terms of Days QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 1, 2017
Do You Really have the Right to Say Whatever You Want?
Do You Really have the Right to Say Whatever You Want? IRENE MORRILL, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW VP OF TECHNICAL AFFAIRS, MAIA
Who Is Selling What?
Who Is Selling What? QUESTION I have a 6 page 2008 Private Passenger Auto Rate Filings chart compiled by MAI a.It is a wonderful reference chart, now outdated.you have a current one I would greatly appreciate accessing one.
3rd Party Auto Claim
3rd Party Auto Claim QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 12, 2017 Good afternoon. I have a client attempting to collect third party for a rental vehicle through Liberty Mutual. They have collision coverage which they are collecting through their own policy. Liberty Mutual has…
Own Dog with Own Vehicle
Own Dog with Own Vehicle QUESTION NOTE: This question was answered based upon current rules, regulations & statutes in effect on July 14, 2011.
Surcharges
Surcharges QUESTION I know this was changed last year. What is the $ amount that takes a claim from a minor accident to a major accident?
Use of Other Auto/Rental Vehicle
Use of Other Auto/Rental Vehicle QUESTION An insured’s daughter is home from college and will live at home during the summer. She needs to rent a car – fairly long term. Would adding the “Use of Other Auto” Endorsement (M-0051-S) to the insured’s policy provide proper coverage, or should the insured take out coverage from …
Collision or Comp?
Collision or Comp? QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 05, 2017
BAP and Trailers 1
BAP and Trailers 1 QUESTION This question was answered based upon current rules, regulations & statutes in effect on May 08, 2017
Road Test and MAP
Road Test and MAP QUESTION NOTE: This question was answered based upon current rules, regulations & statutes in effect on September 13, 2011.
Merit Rating and Commercial Policy
Merit Rating and Commercial Policy QUESTION We represent Philadelphia Ins. Co. I write a package for my church in this office with Philly Ins. The priest has totaled 2 cars in 6 years and neither one has showed up with him having points on a personal policy, because you cannot defer from a commercial policy.…