Watch Your Website Language! It Could Lead to an E&O Claim (YES, REALLY!)
Warning: The language you use on your website might be used against you in an E&O claim! We have to admit, we at MAIA’s Number One Agency didn’t take this all that seriously, even when we shared the article below in The Mass Agent’s May 5th edition. But we’ve had a couple of recent wakeup…
RV for Commercial Use
This question was answered based upon current rules, regulations & statutes in effect on July 29, 2020 QUESTION We have a commercial real estate client that is buying an RV to use for the real estate business. They are going to set it up as a mobile office, so the RV will be wrapped advertising…
New Vehicle Purchase/Loan Pay Off
This question was answered based upon current rules, regulations & statutes in effect on July 30, 2020 QUESTION One of my account managers has a situation. I know we have provided the correct info but just wanted to run by you… We have a client who is purchasing a vehicle through private sale. The SELLER…
Wednesdays in September for Age 75+ License/ID Renewals
Five of the MA RMV service center locations will be reserving Wednesdays in September exclusively for “Senior License Renewal” appointments. Customers 75 years of age or older whose licenses or IDs expire in September are eligible, including those whose licenses/IDs expired in March, April, or May but were extended until September. Hours and start dates…
North Adams RMV Opening for Registration Drop-Offs; Pittsfield & Haymarket Changing Hours
The following RMV Service Centers are either opening for certain transactions or changing their hours:
Cancellations
This question was answered based upon current rules, regulations & statutes in effect on August 5, 2020 QUESTION I need your help, I have an insured that got cancelled and then reinstated with the finance company. The carrier once they received the reinstatement decided to not reinstate due to poor payment history and claims. My…
Driving Records
This question was answered based upon current rules, regulations & statutes in effect on August 13, 2020 QUESTION I insure a business looking to add an employee as a driver, but the employee’s personal insurance agent refuses to give him a print out of his own driving record. Is there something you can share with…
Vehicle in name of a Trust
This question was answered based upon current rules, regulations & statutes in effect on August 7, 2020 QUESTION We have an insured who is requesting to transfer their auto title to a trust? Is that possible, and if so, how do we go about doing that?
GAP Insurance
This question was answered based upon current rules, regulations & statutes in effect on August 11, 2020 QUESTION I’m thinking of leasing a new Ford. The dealership told me that Gap insurance was mandatory and they would include it in the lease payments since “Gap is included to protect Cab East LLC the leasing wing…
Tech Talk – Golf Carts and Campgrounds: Is There HO Coverage?
By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW — VP of Technical Affairs
Boost Your Remote Capabilities with Special Discounts on Agency Tools
Thanks to MAIA’s partnerships, affiliations, and connections with trusted vendors, the help you need may be right here at your fingertips! Check out these resources to assist your agency with banking, electronic signatures, marketing, working with the RMV, accepting online payments, payroll, promotions, social media, and more!
It’s 2020… Your Insureds Need an Extra Layer of Protection
Peace of mind is hard to come by these days. In a year where “the unheard of” has become the norm, people are looking for some measure of control over whatever might come next. Through MAIA’s Number One Agency, you can offer your insureds an extra layer of affordable liability protection with a personal umbrella…
Scooters
This question was answered based upon current rules, regulations & statutes in effect on August 11, 2020 QUESTION Hope you’re staying safe & healthy during these difficult days. I have an insured that is purchasing a Scooter 49CC’s, maximum speed 30. I do not believe it can be registered as a M/C; therefore we cannot…
License Surrendered and Auto Policy
This question was answered based upon current rules, regulations & statutes in effect on August 11, 2020 QUESTION One of our insured was in an recent accident and is paralyzed from the waist down… He has an auto policy… 2 cars and the titles are just in his name… First, he received a letter from…
SR-22
This question was answered based upon current rules, regulations & statutes in effect on August 12, 2020 QUESTION Quick question do all Massachusetts auto carriers have to write an SR22?
Farm Plate
This question was answered based upon current rules, regulations & statutes in effect on August 12, 2020 QUESTION Hello insurance guru!!! I hope your pandemic summer is going fabulous!!! Riddle me this!!! We have an insured, Mary Jo, who has a farmer’s plate. It is in the name of her deceased husband and it has…
REGULATORY REMINDER: Responding to Oil or Hazardous Material Releases During Floods and Other Disasters
Rising sea levels, floods and extreme weather events are occurring with increased frequency and magnitude due to global warming, presenting many risks for property owners and operators. One risk to be aware of during floods and other natural disasters is the release of oil or hazardous materials (OHM). To protect public health, safety, and the…