Phil Richard Insurance Help Feed the Hungry

Phil Richard Insurance Help Feed the Hungry A warm meal and a welcoming smile.  Those are two things you can expect when staff members of Phil Richard Insurance are volunteering at Ellis Square Friends, a local organization aiming to feed those who are homeless or in need in Beverly, MA. 

Surviving Spouse

Surviving Spouse   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 16, 2018

Markings

Markings   QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 19, 2018

HO6

HO6   QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 20, 2018

Golf Carts/Can You Insure

Golf Carts/Can You Insure   QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2018

Office Closing for Summer Outing

Office Closing for Summer Outing  

Commercial Vehicle/Personal Trailer Coverage

Commercial Vehicle/Personal Trailer Coverage   QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 25, 2018

MAIA’s Career HQ Provides Insurance Professionals With Opportunities

MAIA’s Career HQ Provides Insurance Professionals With Opportunities Along with many of the products and classes MAIA offers, members have access to our service that allows users to search for and post job opportunities.

Merit Rating

Merit Rating   QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 27, 2018

Big “I” Praises Senate Passage of NFIP Extension

Big “I” Praises Senate Passage of NFIP Extension Senate passes bill to extend the NFIP through the end of hurricane season.

HMIC Liquor Liability Audit Change

HMIC Liquor Liability Audit Change Effective 10/1/2018: Hospitality Mutual Insurance Group is discontinuing the practice of annual audits for each liquor liability policy. Instead, the information needed to maintain accurate pricing has been added into their newly updated New Business and Renewal Business Applications. 

Rental Coverage on a Tesla

Rental Coverage on a Tesla   QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 27, 2018

RMV: Updated Identification Documents Checklist

RMV: Updated Identification Documents Checklist The MA RMV has made an updated version of the Identification Documents Checklist available.

RMV: 7D (Pupil Transport) Requirement Changes

RMV: 7D (Pupil Transport) Requirement Changes Beginning October 1, 2018, and continuing over the next three years, changes to school pupil transport (7D) training and vehicle requirements will take effect.  Information about these changes have been sent to pupil transport companies.

RMV: Pittsfield Service Center Changes – B2B

RMV: Pittsfield Service Center Changes – B2B  On August 6, 2018, in an effort to improve customer service to businesses in the Berkshires, a new B2B Center will open within the RMV’s Pittsfield Service Center.

Non-Owned Auto Coverage

Non-Owned Auto Coverage   QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 28, 2018

Tech Talk: So… one more thing your personal lines clients might be doing

Tech Talk: So… one more thing your personal lines clients might be doing By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW  – VP of Technical Affairs, MAIA  

Commercial Livery

Commercial Livery   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 05, 2018

Total Loss / Rental Coverage

Total Loss / Rental Coverage   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 10, 2018

UM/UIM

UM/UIM   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 16, 2018

NFIP Bulletin – “Guidance to WYO Companies on Potential Lapse in the NFIP”

NFIP Bulletin – “Guidance to WYO Companies on Potential Lapse in the NFIP” The National Flood Insurance Program (NFIP) is scheduled to expire in less than one week, on July 31, unless the U.S. Congress acts to extend the program. July 31st is expiration date of the last temporary extension of the program granted by…

Coverage Effective Date

Coverage Effective Date   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 16, 2018

RMV Announces New Website

RMV Announces New Website The Massachusetts RMV (Registry of Motor Vehicles) has moved their website to a new domain. The change in their domain “.gov” comes following the rest of the government agencies of the Commonwealth.

Deferred Operator

Deferred Operator   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 11, 2018

SIU Claim

SIU Claim   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 11, 2018

Customary Operator’s Coverage

Customary Operator’s Coverage   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 12, 2018

Amos A. Phelps & Son Insurance Agency Shows Us How to Give Back

Amos A. Phelps & Son Insurance Agency Shows Us How to Give Back Located in Rockland, MA, The Amos A. Phelps & Son Insurance Agency proudly supports a wide variety of athletic, academic, public and private organizations within their community. 

Multiple Offenses & New USDOT Requirement

Multiple Offenses & New USDOT Requirement   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 03, 2018

Title Release

Title Release   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 05, 2018

Legal Wording

Legal Wording   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 09, 2018

50/50 Accident

50/50 Accident   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 09, 2018

CAR News – Principal Place of Business Standards & Certification Form

CAR News – Principal Place of Business Standards & Certification Form Commonwealth Automobile Reinsurers (CAR) recently released Bulletin No. 1055 which provides additional information concerning the recent approval by the CAR Governing Committee to approve standards for validating the “nerve center” Principal Place of Business. 

Coverage – Driving Sons Car

Coverage – Driving Sons Car   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 05, 2018

Rental 12 Passenger Van

Rental 12 Passenger Van   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 05, 2018

E&O: Hitting the Water

E&O: Hitting the Water Utica National Insurance Group brings monthly loss control articles to MAIA members directly from the risk management team. Read the article below or download this month’s article in PDF format.   

Bad Luck Accident

Bad Luck Accident   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 05, 2018

Out-of-State Violations

Out-of-State Violations   QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 09, 2018

RMV-1 Question

RMV-1 Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 06, 2018

Dealers and RMV-1s

Dealers and RMV-1s QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 03, 2018

Trailer and MAP

Trailer and MAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 03, 2018