MVU-26 Family Exemption Tax Form
MVU-26 Family Exemption Tax Form QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 We have a client who was gifted an auto from his stepfather. He would like to use the Family Transfer form. We have told him that we are not sure step…
Business Name Change
Business Name Change QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 1, 2018 We have a client it is a business account, and they are going to change the name and have already applied for a new FiD #and they do have it. Is there a…
Out-of-State Title
Out-of-State Title QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 1, 2018 If an Insured moves from Texas to Massachusetts, I know they would need a new plate, but would they also need a new title if they own the car? Thanks!
E&O: Accountability: A Missing Piece in Many Agencies
E&O: Accountability: A Missing Piece in Many Agencies Utica National Insurance Group brings monthly loss control articles to MAIA members directly from the risk management team. Read the article below or download this month’s article in PDF format.
Lien holder and Binders
Lien holder and Binders QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 1, 2018 We have had a couple of situations with local Credit Unions that our client’s are seeking an auto loan and the Credit Union is requiring not only a Binder but also all…
Dual-Rear-Wheel Pickup Trucks May Not Need Commercial Plates
Dual-Rear-Wheel Pickup Trucks May Not Need Commercial Plates A change in the law has eliminated the requirement that all vehicles with five or more wheels on the ground have commercial plates. This is good news for the customer who owns a pickup truck with dual rear wheels strictly for personal use — they can now get passenger plates…
The Big Event 2018 – Program eBook
The Big Event 2018 – Program eBook Your One Stop Shop for Everything at The Big Event 2018!
New Hours of Service at Quincy RMV Headquarters
New Hours of Service at Quincy RMV Headquarters Effective Monday, October 15, 2018, the business hours at the Quincy RMV Headquarters will change as follows: Service Counter: Open Monday – Friday from 9:00 a.m. to 4:00 p.m. (Previously open until 5:00 p.m.) IRP Transactions: Available until 3:00 p.m. (Previously available until 4:00 p.m.)
3rd. Party Total Loss Settlement
3rd. Party Total Loss Settlement QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 21, 2018 I’m coming to you for your insurance knowledge expertise to help assist me with an insurance settlement issue. Our insured vehicle was hit by another vehicle, no collision coverage (couldn’t get…
MAIA’s Number One Agency to Administer RLI Program for NH Association
MAIA’s Number One Agency to Administer RLI Program for NH Association You can now enjoy one-stop shopping for MA and NH RLI Personal Umbrella and Home Business Insurance! MAIA’s Number One Insurance Agency is proud to announce a partnership with the NHAIA to administer the association’s RLI book of business in New Hampshire. Effective October…
DOC as Excess
DOC as Excess QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 18, 2018 I have a question regarding Drive Other Car coverage. One of our insureds has both a personal auto policy and is a named individual on a DOC endorsement under a business auto policy.…
Time Frame to Add Drivers
Time Frame to Add Drivers QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2018 Is there a time frame for adding a newly licensed operator to a MA Ins policy? It used to be like 30 days or something like that… Thank you for your…
Diminished Value
Diminished Value QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2018 Not sure if you are my go to or not. Have a client arguing that he wants to be compensated for diminished value to his vehicle due to an accident. Can you tell me…
BAP and Trailer
BAP and Trailer QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 One of our insureds just formed a new corporation, they bought a trailer in that corporate name. There are not and will not be any power units registered under this corporate name anytime…
Commercial Vehicle Markings
Commercial Vehicle Markings QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 We’re in the process of taking on a new account for an oil recovery business, he just called me and told me there’s a filing for MA that needs to be done by…
Reminder: Proof of Residency Documents
Reminder: Proof of Residency Documents A reminder that the address printed on a document presented for proof of residency must always match the customer’s current address which will be printed on the issued credential.
REAL ID Update: Documents Not Acceptable for REAL ID
REAL ID Update: Documents Not Acceptable for REAL ID The Department of Homeland Security has advised that the Re-Entry Permit (I-327) and Refugee Travel Document (I-571) are NOT acceptable for the issuance of a REAL ID:
Changes to Surplus Lines Tax Collection
Changes to Surplus Lines Tax Collection Recent Bill Changes Collection of Surplus Lines Tax in MA
Commercial Auto “What if”
Commercial Auto “What if” QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 30, 2018 Can you please assist with the following questions? I have a customer who asks a lot of what ifs. Is there coverage under the commercial auto policy that would cover if an…
FBInsure Renews Five Star Agency Designation!
FBInsure Renews Five Star Agency Designation! The Massachusetts Association of Insurance Agents (MAIA), is proud to announce that FBinsure of Attleboro, Dartmouth, Dighton, Fall River, Freetown, Middleboro, New Bedford, Rehoboth, and Taunton, MA has renewed their Five Star Agency Designation. They have been a Five Star Agency since 2006 and continue to demonstrate excellence in…
Personal or Commercial – Delivery
Personal or Commercial – Delivery QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 30, 2018 I have a customer w/ a van registered to her personally. She uses it to deliver carpet. Personal auto underwriters don’t want it and according to AIB Rule 51C it doesn’t…
Car Fire Coverage Question
Car Fire Coverage Question QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 11, 2018 We are having a discussion in our office about the following situation. If an insured has a friend’s car in their garage and it catches on fire and damages the car and…
US DOT Number
US DOT Number QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 13, 2018 Question for you. With the new DOT rules we were told today that if an individual purchases a pickup truck, in this particular case a Dodge Ram 2500, and the vehicle weighs over…
Tech Talk: Bailment and Physical Damage Coverage Under the Auto Policy
Tech Talk: Bailment and Physical Damage Coverage Under the Auto Policy By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW – VP of Technical Affairs, MAIA
Out-of-State Vehicle Purchase
Out-of-State Vehicle Purchase QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 17, 2018 I have a Massachusetts insured who is looking to transfer plates to a used vehicle he is purchasing from a private party in New Hampshire. There is no title. Would the insured be…
Binding Authority Commercial Auto
Binding Authority Commercial Auto QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 17, 2018 I hope all is well with you! We are hope, hope, hoping you can help us with a binding/coverage question we have on a commercial auto policy here in Mass. It appears…
Merrimack Valley Gas Explosions
Merrimack Valley Gas Explosions MAIA wanted to take a moment to recognize and acknowledge those people affected by the gas explosions in Lawrence, Andover and North Andover on September 13th, especially those who live and work in the Merrimack Valley. We know that many of our members and carrier partners have been working hard to assist…
Camper or Trailer Plate
Camper or Trailer Plate QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 17, 2018 I tried calling the Registry, sent them an email today. On 8/27/18: our runner went down to the registry with the transfer information, RMV-1 , all documents in hand, the person @…
RMV: ATLAS Release 2 Coming Soon
RMV: ATLAS Release 2 Coming Soon The following communication was released this morning by the RMV to business partners concerning the the upcoming Release 2 of ATLAS.
WC News: WCRIB Implements Test Audit Program
WC News: WCRIB Implements Test Audit Program The WCRIBMA’s Governing Committee has approved implementation of a Test Audit Program to be rolled out in January 2019. Circular Letter No. 2337 outlines the program in greater detail.
Commercial Auto – Unregistered Vehicle
Commercial Auto – Unregistered Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 19, 2018 Commercial Auto – is there a reduction or exclusion of coverage if a vehicle is unregistered (registration expired)? I don’t think there is, I can’t find any reference in the policy…
Florida/Massachusetts
Florida/Massachusetts QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 23, 2018
Take Advantage of Big “I” Trusted Choice Tools & Services
Take Advantage of Big “I” Trusted Choice Tools & Services Trusted Choice is the national brand strategy for independent insurance agents – designed to amplify the marketing and highlight the value that independent insurance agents bring to consumers.
Coverage Date/Stamp Date
Coverage Date/Stamp Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 26, 2018
Registry-Focused Round-up at The Big Event 2018
Registry-Focused Round-up at The Big Event 2018 The Big Event 2018 has a number of registry and auto-focused sessions based on our members most frequently asked questions taking place on Saturday, October 27th. MAIA is happy to have the RMV team, including Registrar Deveney, along with MAIA’s in-house expert, Kathy Cormier on the speaking roster.…
RMV: eServices Claims History Walk Through
RMV: eServices Claims History Walk Through There has been some confusion with respect to the viewing of claims in the eServices Portal, mainly with claims which have been reversed by the Board of Appeals. Due to the confusion, the Merit Rating Bureau has sent the attached document which walks agents through the process.