Change Address Leased Vehicle
Change Address Leased Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 26, 2019
Discounts on State-Mandated Employee Background Checks
Discounts on State-Mandated Employee Background Checks MA agencies are required to keep criminal background checks on file for all personnel (current or new) who access motor vehicle records. With the goings-on at the MA Registry, including the release of ATLAS II in November, it’s a good time to make sure you have all your ducks…
Purple Heart Registration
Purple Heart Registration QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 26, 2019
MAP or BAP
MAP or BAP QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 24, 2019
Surviving Spouse Transfers
Surviving Spouse Transfers QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 24, 2019
Non-Payment and Collection of Unearned Premium
Non-Payment and Collection of Unearned Premium QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 24, 2019
Progressive 2As – again
Progressive 2As – again QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 25, 2019
Cassandra Koegel Joins MAIA as Membership Engagement Director
Cassandra Koegel Joins MAIA as Membership Engagement Director We are proud to introduce MAIA’s new Membership Engagement Director, Cassandra Koegel, CISR, AINS. Cassandra spent the last five years at Arbella and is licensed in P&C. She has been active in MAIA’s Young Agents Committee for the past two years and has established a solid knowledge…
3rd. Party Rental
3rd. Party Rental QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 10, 2019
Deferred Operator Issue
Deferred Operator Issue QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 11, 2019
Public Autos – Rating Territory
Public Autos – Rating Territory QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 11, 2019
Important Updates to our Hospitality Program at Number One
Important Updates to our Hospitality Program at Number One Meet Lori Kane! Lori is Number One Insurance Agency’s newest program manager, serving our brokers with Hospitality clients. You can reach Lori directly at [email protected] or (508) 634-7361.
Replacement of Required Vehicle Decals
Replacement of Required Vehicle Decals QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 12, 2019
Revisiting Berkshire Hathaway’s 3-Page Small Business Policy
Revisiting Berkshire Hathaway’s 3-Page Small Business Policy THREE, the 3-page small business policy marketed by Warren Buffett’s Berkshire Hathaway, presents statements such as: “no need for brokers or lawyers to translate your policy” and “by simplifying the process we were able to take out the middleman.” In case you missed it, Chris Boggs of the Big…
Audit Reveals Overbilling of Insurance Companies by DOI
Audit Reveals Overbilling of Insurance Companies by DOI Last week, MA State Auditor Suzanne M. Bump released an audit that calls on the Division of Insurance (DOI) to discontinue an unauthorized practice that has exempted more than 62 insurers from paying a required annual fee. As a result of this practice, the remaining insurance companies…
CAR Bulletin No. 1085-Servicing Carrier and ERP Standards for the Verification of Applicant Drivers’ Licenses
CAR Bulletin No. 1085-Servicing Carrier and ERP Standards for the Verification of Applicant Drivers’ Licenses This recent CAR Bulletin outlines the new standards for Servicing Carriers and ERPs to follow in verifying an applicant’s’ driver’s license . For all new business in the commercial automobile residual market, and for all new and renewal business in the…
Intrastate Commerce and USDOT
Intrastate Commerce and USDOT QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 14, 2019
MM2026 & Damage to Leased Vehicle
MM2026 & Damage to Leased Vehicle QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 14, 2019
Different Limits on Owned Autos
Different Limits on Owned Autos QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 19, 2019
OLD Trailers and Titles
OLD Trailers and Titles QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 20, 2019
Register a Golf Cart
Register a Golf Cart QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 20, 2019
Free Job Postings & Resume Review for Members Only
Free Job Postings & Resume Review for Members Only Your agency is looking for great people to join your team. Meanwhile, smart, motivated people who want to work in insurance are actively seeking job opportunities. If only you could find each other! Well, guess what: You can and it’s FREE. MAIA’s online Career HQ is…
Lemonade … and Purchasing Insurance
Lemonade … and Purchasing Insurance By Irene Morrill, CPCU, CIC, ARM, CRM, LIA, CRIS, CPIW — VP of Technical Affairs, MAIA
Help Number One Help You with E&O
Help Number One Help You with E&O As a subsidiary of MAIA, the Number One Insurance Agency (Number One) is here to protect and serve your agency. At the same time, any profits generated by Number One go back to support the work of MAIA. And of course, MAIA is here to protect and serve…
WCRIBMA Special Bulletin: Updated Information on Residual Market Share 08-19
WCRIBMA Special Bulletin: Updated Information on Residual Market Share 08-19 The MA Workers’ Compensation Rating and Inspection Bureau (WCRIBMA) released Special Bulletin 08-19, Updated Information on Residual Market Share.
What is Glass
What is Glass QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 20, 2019
TURO
TURO QUESTION This question was answered based upon current rules, regulations & statutes in effect on June 21, 2019
Changes Coming for Vehicle Valuation & MSRP Data Access via RMV
Changes Coming for Vehicle Valuation & MSRP Data Access via RMV The RMV’s current operational system (ALARS) provides insurance companies and agents access to Vehicle Valuation and Manufacturer’s Suggested Retail Price (MSRP) data from the National Dealers Association (NADA) via a screen and guest function. However, when the RMV completes its transition to ATLAS Release…
Rental Car Loss Of Use
Rental Car Loss Of Use QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 19, 2019
Lease Buyout
Lease Buyout QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 24, 2019 Hope all is well. If someone buys out their lease in MA, are they subject to sales tax when they re-register? Client advised she had already paid sales tax on the original transaction. Thanks
Several Personal Umbrella Carriers to Implement Major Changes
Several Personal Umbrella Carriers to Implement Major Changes
Handicap Placard
Handicap Placard QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 25, 2019 One of my insured has a handicap placard At present he owns a car, but he is going to turn in his drivers license and turn his car over to his wife The family can…
Staffing News at MAIA & Number One Agency
Staffing News at MAIA & Number One Agency When MAIA’s Education Program Coordinator Emily Oliver announced that she’d be retiring from MAIA after 31 years, we were happy for her, sad to be losing a beloved colleague, and worried about replacing such an experienced and knowledgeable team member! As it turned out, the solution was…
Client Passed and We Did Not Know
Client Passed and We Did Not Know QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 25, 2019 I was under the impression that you had to have a valid license to register/insured a car in your own name. I have a policy that is just ready to…
Sales Tax Penalties and Interest
Sales Tax Penalties and Interest QUESTION This question was answered based upon current rules, regulations & statutes in effect on March 28, 2019 I was hoping you could help on this One of our insured’s had purchased a 1956 Triumph in pieces back in 1982 which he has restored/re-built … the vehicle was untitled to…
New Auto Policy/Suspended License
New Auto Policy/Suspended License QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 23, 2019 Quick Question: If someone has a suspended license can they register and insure a vehicle? I know that for insurance they would have to list a licensed driver but would the registry accept…
Cancellation of Auto Policy
Cancellation of Auto Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on July 23, 2019 We received a printed and signed narrative from an insured requesting the cancellation of his auto policy (see attached). Something in my fading memory bank makes me think that this could be an…
Registered Auto Body & Glass Repair Shops as of 7/25/19
Registered Auto Body & Glass Repair Shops as of 7/25/19 The Automobile insurers Bureau (AIB) recently posted updated lists of registered auto body and glass repair shops by county, which were provided by the Massachusetts Division of Standards. AIB displays the lists of auto body repair shops in compliance with the Insurance Commissioner’s Regulation, 211…
Too Many Flood Carriers? Roll Over to The Hartford!
Too Many Flood Carriers? Roll Over to The Hartford! If you’ve considered rolling over your flood book to one carrier, look no further than WYO Flood with The Hartford! Easy online quoting, policy downloads, and 20% new business commission for the first year! Yes! But that’s not all The Hartford offers:
Applications Open for New Striped Bass License Plates
Applications Open for New Striped Bass License Plates The Division of Marine Fisheries (DMF) and MA Environmental Trust (MET) are collecting applications for the new Striped Bass Conservation specialty passenger plate. Once they receive enough orders (at least 750), they’ll deliver the orders to the Registry of Motor Vehicles and the plates will be printed.…