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DIFDESIGN

Coverage for a Foreign Driver

This question was answered based upon current rules, regulations & statutes in effect on June 12, 2020 QUESTION Quick question, I believe… We have a client who is having his girlfriend stay with him here in MA for the summer (approximately 3-4 months). She is a Canadian citizen and has a valid Canadian drivers’ license.…

Get Reimbursed for Up to Half the Cost of These MAIA Training Courses

The MA Workforce Training Fund is a state program that provides financial resources to businesses for training current and newly hired employees. A number of MAIA’s courses have been approved for the Workforce Training Fund Express Program — AAI, CIC, CISR, CRIS, and CPIA designation programs, as well as Design-Build Risk and the Personal Lines…

Moving Company

This question was answered based upon current rules, regulations & statutes in effect on June 12, 2020   QUESTION Where in the Comm’l MA Auto policy is loading and unloading discussed whether covered or excluded? I have a moving company and need to know relative to damaging other’s property if coverage is an auto coverage…

RMV Service Center Openings & Changes – June 2020

Over the next few weeks, the following RMV Service Centers will either open for certain transactions or change the transactions they are processing.

Revised Class D and M Road Test Information Sheet and Road Test Application

The Class D and M Road Test Information Sheet (RDT101_0620) and the Class D or M Road Test Application (RDT103_0620) have been revised due to road test changes being implemented during the COVID State of Emergency.  The revised versions have been posted to the RMV website.   Download the Class D or M Road Test Application…

Online Learner’s Permits Exams for Class D & M

Starting June 10th, eligible individuals will have the opportunity to complete the Class D (passenger) or Class M (motorcycle) Learner’s Permit Exams online. To assist them, the RMV has created a job aid (downloadable instruction sheet) with details on what they need to do to successfully schedule and complete an Online Learner’s Permit Exam. 

ADA & Website Accessibility: What Agencies Need to Know

Our national association, the IIABA (Big “I”), has alerted MAIA and other state associations that independent agencies in Florida have been receiving legal demand notices alleging that their websites are not accessible for visually impaired customers. [UPDATE July 14, 2020: Massachusetts agencies have also reported receiving similar emails.] Being able to demonstrate your website’s ADA…

Online Renewals for Standard Driver’s Licenses & ID Cards

As of June 4th, the RMV is allowing standard Driver’s Licenses & ID Cards to be renewed using photos that were taken when customers were under 21 years old (as long as the photo was taken less than 14 years ago). The stopper that prevented this has been removed from ATLAS. This change makes more…

25% Capacity Limitations for Essential Businesses

Questions remain about how to interpret the mandatory requirement that all Massachusetts businesses, even those deemed essential, limit their office to “25% occupancy.” According to the state’s written safety standards, the 25% can be based on EITHER the maximum occupancy limits set for your building/space per code – OR – your business’ typical occupancy as…

Dam Failure: A Lurking Flood Menace in MA

You may have heard about the dam failure in Central Michigan last month. 10,000 people evacuated. Roads and bridges closed. Could that happen here in Massachusetts? Unfortunately, yes!  According to 2018 statistics from damsafety.org, 817 of the 1431 state-regulated dams in Massachusetts have either a “high” or “significant” hazard potential. (And that’s not counting private…

Tow Behind Camper

This question was answered based upon current rules, regulations & statutes in effect on June 3, 2020   QUESTION I have a client who is thinking of renting a tow behind RV Camper; would his normal auto policy cover or what does he need to do? Thanks a bunch!

Updated Company Auto Insurance Filings – June 2020

Insured is Driving a Ruckus

This question was answered based upon current rules, regulations & statutes in effect on June 3, 2020   QUESTION I am sorry to bother you but I can’t put my hands on a tech talk that you sent out regarding the classification of mopeds vs limited use vs motorcycles.  One of our young  insureds purchased…

RMV Opens Another B2B Center at Boston-Haymarket

As of June 8, the MA RMV service center at Boston (Haymarket) is open for B2B transactions only. This is in addition to the B2B centers at Milford, Wilmington, Attleboro, and Chicopee. You may drop off transactions/bundles at these locations, but will not be allowed to wait for pick-up. New IRP transactions are still being…

Cancel Request Form

This question was answered based upon current rules, regulations & statutes in effect on April 23, 2020   QUESTION I’m just trying to clear up a dispute I have with another agent.   This agent rewrote a flood policy  our agency had in place.  I requested a cancellation from the new agent.   The new agent is…

Producer License Extensions & Online Renewals

The MA Division of Insurance (DOI) has ruled that if your Massachusetts insurance producer license was in good standing when the state of emergency was declared on 3/10/20, it will not expire until 90 days after the state of emergency is lifted (whenever that may be; the Governor has yet to announce it). However, licenses…

IntellAgents Salary Survey – Bridging the Agency Data Gap

“Data” is becoming the key difference between agencies that thrive and those that get left behind. MAIA’s investment in IntellAgents is helping our members bridge the data gap by revealing how you compare with other Massachusetts agencies … starting with the new and improved Salary Survey that answers the age-old question: What are the average…

New Consumer Ad Campaign Coming Soon – Make Sure You Can Get Leads!

Thanks to the generosity of our company sponsors, MAIA will soon release our new 2020 ad campaign on a variety of digital channels, including Facebook, Instagram, YouTube, and more. The ads will target “adult mindset millennials” in Massachusetts, whose age, education, income, and life stage make them likely to need insurance, and unlikely to have…