Named Non Owner Policy:
Question Named Non Owner Policy: This question was answered based upon current rules, regulations & statutes in effect on October, 2021: I have a client that is living with her boyfriend. She does not own a vehicle but I recommended that she obtain a named non-owned policy for her- she is listed on his policy…
Revised Class D or M Road Test Application
Revised Class D or M Road Test Application The Class D or M Road Test Application (RDT103) has been revised. Section D (the Certification and Signature of Applicant section) has been modified to include the following sentence: Acts or attempts by the applicant, sponsor, driving school, or any other individual associated to the applicant to influence the…
Revised Class D or M Road Test Application
Revised Class D or M Road Test Application The Class D or M Road Test Application (RDT103) has been revised. Section D (the Certification and Signature of Applicant section) has been modified to include the following sentence: Acts or attempts by the applicant, sponsor, driving school, or any other individual associated to the applicant to influence the…
Vehicle Purchase and BAP
Question Vehicle Purchase and BAP This question was answered based upon current rules, regulations & statutes in effect on December 2, 2021: I have a commercial customer, with a commercial auto policy, 3 trucks have full coverage. He bought a new truck from a dealer in Maine. He wants to drive up and get it as soon…
Spanish Version of 7D Exam
Spanish Version of 7D Exam Effective March 11th, the School Pupil Transport (7D) Exam is available in both Spanish and English through the Automated Testing Stations (ATS) in RMV Service Centers. Applicants can choose which language to take the exam in. The 7D exam is offered at all full-service RMV Service Centers during regular business…
MAIA Privacy Notice
MAIA Privacy Notice MAIA and the Number One Insurance Agency take your privacy seriously. We are pleased to share our Privacy Notice with our members and customers for your review. VIEW PRIVACY NOTICE If you have any questions about this policy, please call or email MAIA Vice President and COO Heather Kramer, 508-634-7369.
Spanish Version of 7D Exam
Spanish Version of 7D Exam Effective March 11th, the School Pupil Transport (7D) Exam is available in both Spanish and English through the Automated Testing Stations (ATS) in RMV Service Centers. Applicants can choose which language to take the exam in. The 7D exam is offered at all full-service RMV Service Centers during regular business…
Update Your License Number in Our Database to Your NPN Number
Update Your License Number in Our Database to Your NPN Number As of TODAY ALL individual and business entity license numbers are changing to your National Producer Number! WHAT YOU SHOULD DO NOW: If you do not know what your NPN is, you can find it at: https://nipr.com/help/look-up-your-npn After you get your NPN, the next thing you should…
Looking for a Bond?
Looking for a Bond? Well, not that kind of bond, a RMV EVR Permit Surety Bond for your agency! The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond in the amount of $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance…
Looking for a Bond?
Looking for a Bond? Well, not that kind of bond, a RMV EVR Permit Surety Bond for your agency! The MA Registry of Motor Vehicles requires any MA insurance agency on the EVR Lite Program to secure a surety bond in the amount of $10,000. MAIA’s Number One Insurance Agency has partnered with RLI Insurance…
Automobile Cancellation
Question Automobile Cancellation – This question was answered based upon current rules, regulations & statutes in effect on December, 2020: I have a question for you regarding Mass. auto insurance and registration plates. We have an unnamed carrier (obtained through a recent acquisition) that allows an insured to delete a vehicle from an auto policy without cancelling…
Operator Exclusion and UM, UIM coverage
Question Operator Exclusion and UM/UIM coverage This question was answered based upon current rules, regulations & statutes in effect on January, 2022. Question- could an insured’s child collect UM/UIM coverage if they are excluded as a driver on the parent’s auto? For example, if the child is a passenger in a friend’s vehicle while at school…
SDIP and Notice to Reinquire
Question SDIP and Notice to Reinquire This question was answered based upon current rules, regulations & statutes in effect on January, 2022. Question- … I have a client that was involved in an AFA on 12/16 and convicted on 12/22. Their renewal policy was released on 12/3, to be effective 12/31 and was paid in…
MAIA State Legislative Update – March 2022
MAIA State Legislative Update As we head down the homestretch of the 2021 – 2022 legislative calendar we want to give MAIA’s members an update on what’s been happening on Beacon Hill. The legislature is now in the second year of the 2-year session, with formal sessions scheduled to end on July 31, 2022. That leaves…
MAIA State Legislative Update
As we head down the homestretch of the 2021 – 2022 legislative calendar we want to give MAIA’s members an update on what’s been happening on Beacon Hill. The legislature is now in the second year of the 2-year session, with formal sessions scheduled to end on July 31, 2022. That leaves six short months to…
Where It Rains – It Can Flood
Where It Rains – It Can Flood The first day of spring is coming! That means heavy rains at any time and flooding. Here in MA – many towns have experienced flash flooding due to torrential downpours in the past few years. Ask yourself, “Are your insureds ready and protected with flood insurance?” MAIA’s Number One Insurance Agency…
What You Need to Know About the DOI’s Transition to the SBS System
What You Need to Know About the DOI’s Transition to the SBS System As noted in our MassAgent Newsletter, the Division of Insurance is transitioning to the State Based System (SBS) for insurance regulatory functions. In doing so this means a CHANGE for YOU. Outlined below are what those changes are going to be and what…
Where It Rains – It Can Flood
Where It Rains – It Can Flood The first day of spring is coming! That means heavy rains at any time and flooding. Here in MA – many towns have experienced flash flooding due to torrential downpours in the past few years. Ask yourself, “Are your insureds ready and protected with flood insurance?” MAIA’s Number One Insurance Agency…
Acceptance of Scanned or Faxed Copies of the RTA
Acceptance of Scanned or Faxed Copies of the RTA In March 2020, the RMV temporarily amended the proof of insurance policy with the understanding that insurance companies and agents may select to work remotely, or stop in-person visits to their offices. This policy change has been extended indefinitely. READ THE FULL UPDATE HERE. FOR REGISTRY-RELATED…
Acceptance of Scanned or Faxed Copies of the RTA
Acceptance of Scanned or Faxed Copies of the RTA In March 2020, the RMV temporarily amended the proof of insurance policy with the understanding that insurance companies and agents may select to work remotely, or stop in-person visits to their offices. This policy change has been extended indefinitely. READ THE FULL UPDATE HERE. FOR REGISTRY-RELATED…
PL or CL Policy and/or Coverage
PL or CL Policy and/or Coverage This question was answered based upon current rules, regulations & statutes in effect on March 5, 2021 We have a Special Form CPP (CP 10 30 04-02) policy with Water exclusion Endorsement BP 01 59 (0808) The roof leaked during a rain storm causing interior damage to walls and…
CDL Medical Certificates Extension – March 2022
CDL Medical Certificates Extension The Federal Motor Carrier Safety Administration (FMCSA) has issued an additional waiver for CDL Medical Certificates (DOT Medical Cards). Certificates that expire between February 28, 2022 and April 14, 2022 will expire on April 15, 2022. The RMV has updated customer records in ATLAS. Affected customers will receive an email informing them…
CDL Medical Certificates Extension – March 2022
CDL Medical Certificates Extension The Federal Motor Carrier Safety Administration (FMCSA) has issued an additional waiver for CDL Medical Certificates (DOT Medical Cards). Certificates that expire between February 28, 2022 and April 14, 2022 will expire on April 15, 2022. The RMV has updated customer records in ATLAS. Affected customers will receive an email informing them…
PL or CL Policy and/or Coverage Question?
PL or CL Policy and/or Coverage Question? This question was answered based upon current rules, regulations & statutes in effect on January, 2022. Question I had a question on Ordinance or Law coverage. Specifically related to a DP3. When a client purchases an increased amount of ordinance or law, does that actually increase the dollar…
Real Estate Professional Liability and Cyber!
Real Estate Professional Liability and Cyber! Number One offers multiple markets for these commercial products that are now available for you to offer your customers. Our Real Estate Professional Liability program covers residential and commercial independent brokers, large firms and also other industry-servicing professionals such as leasing agents, property managers, and appraisers. We can also assist you with…
Insurance Stamps Not Required For Moped Registration Renewals
Insurance Stamps Not Required For Moped Registration Renewals Some RMV customers have received Registration Renewal (RMV-2) Forms that state that insurance stamps are required for their moped registration renewals. This is incorrect; mopeds DO NOT require proof of insurance. These moped renewals can be completed online or by mail. If customers ask, please let them…
Real Estate Professional Liability and Cyber!
Real Estate Professional Liability and Cyber! Number One offers multiple markets for these commercial products that are now available for you to offer your customers. Our Real Estate Professional Liability program covers residential and commercial independent brokers, large firms and also other industry-servicing professionals such as leasing agents, property managers, and appraisers. We can also assist you with…
Insurance Stamps Not Required For Moped Registration Renewals
Insurance Stamps Not Required For Moped Registration Renewals Some RMV customers have received Registration Renewal (RMV-2) Forms that state that insurance stamps are required for their moped registration renewals. This is incorrect; mopeds DO NOT require proof of insurance. These moped renewals can be completed online or by mail. If customers ask, please let them…
Big “I” Answers FAQs About Certificates of Insurance
Big “I” Answers FAQs About Certificates of Insurance The Big “I” Virtual University regularly hosts webinars about Certificates of Insurance (COIs), and they’ve recognized just how many agencies struggle with them. Here are some of their answers to many of the frequently asked questions: Q: Once you have reviewed the request and executed the COI, how…
Massachusetts Division of Insurance is Transitioning to SBS
Massachusetts Division of Insurance is Transitioning to SBS The Massachusetts Division of Insurance is transitioning to the State Based Systems (SBS) on March 16th! This is going to affect you! Items that are changing include YOUR license number and more! Please review this flyer for more details from the State. We know this is a very short…
Blank Check with RMV
Question Blank Check with RMV This question was answered based upon current rules, regulations & statutes in effect on July 26, 2021 We wish to thank you for all your help with the registry. We do have a question on what the registry is currently doing. If an insured buys a vehicle from a non-dealer you…
Auto Coverage
This question was answered based upon current rules, regulations & statutes in effect June,2021 Question Why do premiums change when drivers are deleted and or added(deferred) to an auto policy. Usually increases when drivers are deleted. Can someone explain the factors that causes this to happen. We need to know how to explain this…
Blank Check with RMV
Question Blank Check with RMV This question was answered based upon current rules, regulations & statutes in effect on July 26, 2021 We wish to thank you for all your help with the registry. We do have a question on what the registry is currently doing. If an insured buys a vehicle from a non-dealer you…
Build a Strong Business & Protect It Well with Number One
Build a Strong Business & Protect It Well with Number One We know the E&O competition is out there. And we want you to know that when you buy your Agents’ Errors & Omissions (E&O) insurance through MAIA’s Number One Insurance Agency, it includes our commitment to do our utmost to protect your assets and serve your…
Build a Strong Business & Protect It Well with Number One
Build a Strong Business & Protect It Well with Number One We know the E&O competition is out there. And we want you to know that when you buy your Agents’ Errors & Omissions (E&O) insurance through MAIA’s Number One Insurance Agency, it includes our commitment to do our utmost to protect your assets and serve your…
Personal Auto Coverage
Question Auto Coverage – 02/24/22 Personal This question was answered based upon current rules, regulations & statutes in effect Why do premiums change when drivers are deleted and or added(deferred) to an auto policy? Usually increases when drivers are deleted. Can someone explain the factors that causes this to happen? We need to know how…
Mass RMV Warns to Beware of Text Phishing Scams
Mass RMV Warns to Beware of Text Phishing Scams The RMV issued a reminder on social media regarding text phishing scams and wanted customers to remember these few things if they were to ever encounter one. The RMV does not send unsolicited requests for personal and/or contact information to customers by text. Any communication by…
Mass RMV Warns to Beware of Text Phishing Scams
Mass RMV Warns to Beware of Text Phishing Scams The RMV issued a reminder on social media regarding text phishing scams and wanted customers to remember these few things if they were to ever encounter one. The RMV does not send unsolicited requests for personal and/or contact information to customers by text. Any communication by…
We L-O-V-E Paying Commissions!
We L-O-V-E Paying Commissions! We LOVE writing Workers’ Comp and saying “YES” to our members! Having a difficult time finding placement for a risk? Have good risks in the pool that can be placed in the voluntary market? Don’t wait to check us out! What do you get with working with Number One? Friendly Personal…
We L-O-V-E Paying Commissions!
We L-O-V-E Paying Commissions! We LOVE writing Workers’ Comp and saying “YES” to our members! Having a difficult time finding placement for a risk? Have good risks in the pool that can be placed in the voluntary market? Don’t wait to check us out! What do you get with working with Number One? Friendly Personal…