Roof Line
Roof Line QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 19, 2018 Good morning I am trying to find roof line definitions (ie pitched – high or low; flat etc). Would you be able to direct me to the web site where this information can be…
Registry News: Magnetic Signs Are Acceptable on Commercial Vehicles
Registry News: Magnetic Signs Are Acceptable on Commercial Vehicles
Registry News: New Danvers RMV Service Center Opens 10/29/18
Registry News: New Danvers RMV Service Center Opens 10/29/18
Transfer and Effective Date
Transfer and Effective Date QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 18, 2018 Irene- We were having a discussion in our office regarding a car transfer. If a customer trades in say a 2005 Ford for a 2018 Ford and is supposed to pick up…
Driving Records for Non-Driving Staff
Driving Records for Non-Driving Staff QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 16, 2018 I have an insured who’s commercial auto policy is being non-renewed as a driver came back with a DUI on his record. Per the carrier the insured was asked for an…
USDOT#
USDOT# QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 30, 2018 No hurry in a response but just a question I am not certain how to answer. I have an insured who has a 2012 Dodge Ram on his PP policy. The weight is 12,300 or…
Registry News: Revised Law Affects Foreign Driver’s Licenses in MA
Registry News: Revised Law Affects Foreign Driver’s Licenses in MA As of July 2018, licensed drivers from any foreign country may operate a motor vehicle in Massachusetts, as long as they meet the requirements.
Waiver of Deductible
Waiver of Deductible QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 25, 2018 On a Mass Auto policy can you add the waiver of collision deductible to motorcycles and trailers that carry Collision coverage?
Stamping Trailer Registrations
Stamping Trailer Registrations QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Technical question here. We have client who wants his trailer reg stamped. Trailer owned in name of two individuals. (not related) We advised him we could not stamp with the two names per…
Comprehensive Only
Comprehensive Only QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 25, 2018 Irene-had a coworker tell me something that absolutely floored me. I have almost 50 years of experience and there were things I thought I was sure of. Not so much now…. To your knowledge,…
New WC Coverage Payroll Limits for Individuals, Partnerships, LLCs, and Officers
New WC Coverage Payroll Limits for Individuals, Partnerships, LLCs, and Officers As they do every year, the Workers’ Compensation Rating & Inspection Bureau of Massachusetts (WCRIBMA) has updated the payroll determinations used as the basis for WC insurance premiums for individuals, partnerships, and LLCs, as well as the minimum and maximum payroll limitations for executive officers…
Merit Rating on a Boat
Merit Rating on a Boat QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 I have a situation where up until last Policy year she was a 99. I guess she was in a kayak and the kayak sank and she was not wearing a…
Registry News: New October Passenger Plate Mask
Registry News: New October Passenger Plate Mask Effective November 2018, a new plate mask will be used for October passenger plates. The new plate mask will consist of two numbers, followed by one letter, followed by three numbers. The last number will be 0 (zero). The letters I, O, Q, and U will NOT be used. …
How to Play Insurmania Live! (Official Instructions)
How to Play Insurmania Live! (Official Instructions) We’re Looking For Insurmania Contestants. Insurmania is the live trivia game show we’re playing during The Big Event at The Safety Zone’s Game Night Reception. Join our host, Young Agent Co-Chair, Paul Ostrander for this one of a kind competition. The winning team will walk away with a…
When are CON Plates Pro-Rated
When are CON Plates Pro-Rated QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 2, 2018 I hope you can answer this question for us. When does the RMV start pro-rating their plates for Commercial Trucks? Thanks.
RMV: New Guidelines for Fleet Registration Renewals
RMV: New Guidelines for Fleet Registration Renewals The end of the year is peak season for registration renewals, and the Mass. Registry has released important new guidelines to help ensure that your Fleet Renewal transactions will be processed on time. The guidelines include detailed submission procedures, mailing and drop-off times, and reminders for making sure…
Berry Insurance Serves Up Smiles With Kindness Rocks
Berry Insurance Serves Up Smiles With Kindness Rocks In an effort to help spread compassion and positivity throughout the Franklin community, Berry Insurance took to cultivating their own special kind-of garden.
Date to Add Vehicle to Policy
Date to Add Vehicle to Policy QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 3, 2018 What is the correct way to add a vehicle to a policy: effective on the date that the RMV1 is stamped & coverage is bound or the date the vehicle…
Leslie S. Ray Insurance Agency Renews Five Star Agency Designation
Leslie S. Ray Insurance Agency Renews Five Star Agency Designation The Massachusetts Association of Insurance Agents (MAIA) is proud to announce that Leslie S. Ray Insurance Agency, Inc. of Beverly, MA, has renewed their Five Star Agency Designation. They have been a Five Star Agency since 2003 and continue to demonstrate excellence in the five imperatives…
MVU-26 Family Exemption Tax Form
MVU-26 Family Exemption Tax Form QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 We have a client who was gifted an auto from his stepfather. He would like to use the Family Transfer form. We have told him that we are not sure step…
Business Name Change
Business Name Change QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 1, 2018 We have a client it is a business account, and they are going to change the name and have already applied for a new FiD #and they do have it. Is there a…
Out-of-State Title
Out-of-State Title QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 1, 2018 If an Insured moves from Texas to Massachusetts, I know they would need a new plate, but would they also need a new title if they own the car? Thanks!
E&O: Accountability: A Missing Piece in Many Agencies
E&O: Accountability: A Missing Piece in Many Agencies Utica National Insurance Group brings monthly loss control articles to MAIA members directly from the risk management team. Read the article below or download this month’s article in PDF format.
Lien holder and Binders
Lien holder and Binders QUESTION This question was answered based upon current rules, regulations & statutes in effect on October 1, 2018 We have had a couple of situations with local Credit Unions that our client’s are seeking an auto loan and the Credit Union is requiring not only a Binder but also all…
Dual-Rear-Wheel Pickup Trucks May Not Need Commercial Plates
Dual-Rear-Wheel Pickup Trucks May Not Need Commercial Plates A change in the law has eliminated the requirement that all vehicles with five or more wheels on the ground have commercial plates. This is good news for the customer who owns a pickup truck with dual rear wheels strictly for personal use — they can now get passenger plates…
The Big Event 2018 – Program eBook
The Big Event 2018 – Program eBook Your One Stop Shop for Everything at The Big Event 2018!
New Hours of Service at Quincy RMV Headquarters
New Hours of Service at Quincy RMV Headquarters Effective Monday, October 15, 2018, the business hours at the Quincy RMV Headquarters will change as follows: Service Counter: Open Monday – Friday from 9:00 a.m. to 4:00 p.m. (Previously open until 5:00 p.m.) IRP Transactions: Available until 3:00 p.m. (Previously available until 4:00 p.m.)
3rd. Party Total Loss Settlement
3rd. Party Total Loss Settlement QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 21, 2018 I’m coming to you for your insurance knowledge expertise to help assist me with an insurance settlement issue. Our insured vehicle was hit by another vehicle, no collision coverage (couldn’t get…
MAIA’s Number One Agency to Administer RLI Program for NH Association
MAIA’s Number One Agency to Administer RLI Program for NH Association You can now enjoy one-stop shopping for MA and NH RLI Personal Umbrella and Home Business Insurance! MAIA’s Number One Insurance Agency is proud to announce a partnership with the NHAIA to administer the association’s RLI book of business in New Hampshire. Effective October…
DOC as Excess
DOC as Excess QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 18, 2018 I have a question regarding Drive Other Car coverage. One of our insureds has both a personal auto policy and is a named individual on a DOC endorsement under a business auto policy.…
Time Frame to Add Drivers
Time Frame to Add Drivers QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2018 Is there a time frame for adding a newly licensed operator to a MA Ins policy? It used to be like 30 days or something like that… Thank you for your…
Diminished Value
Diminished Value QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 27, 2018 Not sure if you are my go to or not. Have a client arguing that he wants to be compensated for diminished value to his vehicle due to an accident. Can you tell me…
BAP and Trailer
BAP and Trailer QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 One of our insureds just formed a new corporation, they bought a trailer in that corporate name. There are not and will not be any power units registered under this corporate name anytime…
Commercial Vehicle Markings
Commercial Vehicle Markings QUESTION This question was answered based upon current rules, regulations & statutes in effect on September 28, 2018 We’re in the process of taking on a new account for an oil recovery business, he just called me and told me there’s a filing for MA that needs to be done by…
Reminder: Proof of Residency Documents
Reminder: Proof of Residency Documents A reminder that the address printed on a document presented for proof of residency must always match the customer’s current address which will be printed on the issued credential.
REAL ID Update: Documents Not Acceptable for REAL ID
REAL ID Update: Documents Not Acceptable for REAL ID The Department of Homeland Security has advised that the Re-Entry Permit (I-327) and Refugee Travel Document (I-571) are NOT acceptable for the issuance of a REAL ID:
Changes to Surplus Lines Tax Collection
Changes to Surplus Lines Tax Collection Recent Bill Changes Collection of Surplus Lines Tax in MA
Commercial Auto “What if”
Commercial Auto “What if” QUESTION This question was answered based upon current rules, regulations & statutes in effect on August 30, 2018 Can you please assist with the following questions? I have a customer who asks a lot of what ifs. Is there coverage under the commercial auto policy that would cover if an…