Commercial Vanity Plates
Commercial Vanity Plates This question was answered based upon current rules, regulations & statutes in effect on October 18, 2021: I have a commercial client that is looking to order vanity plates for his fleet of vehicles. Is there not a commercial portal like there is a Personal where you can order the plates? Answer Kathy…
New Training Requirements for Entry-Level Commercial Drivers
New Training Requirements for Entry-Level Commercial Drivers The Federal Motor Carrier Safety Administration (FMCSA) is instituting an Entry-Level Drivers Training (ELDT) rule for drivers obtaining a Commercial Driver’s License (CDL) or certain endorsements for the first time. Effective February 7, 2022, individuals seeking a commercial driver license in the State of Massachusetts will be required…
New Training Requirements for Entry-Level Commercial Drivers
New Training Requirements for Entry-Level Commercial Drivers The Federal Motor Carrier Safety Administration (FMCSA) is instituting an Entry-Level Drivers Training (ELDT) rule for drivers obtaining a Commercial Driver’s License (CDL) or certain endorsements for the first time. Effective February 7, 2022, individuals seeking a commercial driver license in the State of Massachusetts will be required…
Renting a Motorcycle and Coverage
Question Renting a Motorcycle and Coverage This question was answered based upon current rules, regulations & statutes in effect on October 13, 2021: Can you shed some light on renting a motorcycle for someone who has a personal auto policy and wants to be able to rent one? He has a personal auto policy with only…
Tech Talk: Business Auto Classification: When You Disagree with the Carrier
Tech Talk: Business Auto Classification: When You Disagree with the Carrier by Irene Morrill, CPCU, CIC, ARM, CRM, MLIS, CRIS, LIA, CPIW VP Technical Affairs, MAIA MAIA’s Big Event is just days away! Certainly, hope to see your smiling faces … having missed them last year! Register Now Business Auto Truck Classification This topic appears to…
Will There be Coverage with no Vehicle on Policy and Renting
Question Will There be Coverage with no Vehicle on Policy and Renting? This question was answered based upon current rules, regulations & statutes in effect on October 6, 2021: Background- this insured purchased a Ford 150 to tow his new Airstream Camper home. But he found out the Ford F150 is not enough to tow this…
Tractors
Question Tractors This question was answered based upon current rules, regulations & statutes in effect on September 14, 2021 I have a client with a John Deere tractor to mow grass and plow snow. It is about the size of a pickup truck. Last year while helping a neighbor with snow at end of driveway a…
Auto Binders
Question Auto Binders This question was answered based upon current rules, regulations & statutes in effect on June 29, 2021 In regard to issuing binders, we have received conflicting advice/directives from different sources (including our companies), so I would appreciate your feedback. According to the MAP, it appears that after we stamp an RTA for a…
Seizure
Question Seizure This question was answered based upon current rules, regulations & statutes in effect on September 03, 2021 I had a customer call in regards to his son having a recommendation from his doctor to not drive for 6 months due to a seizure he had a couple of months ago. The son has been…
MAIA Awards Its First AILP Designation!
MAIA Awards Its First AILP Designation! Huge congratulations to Laura Douillette, AILP/CL, on being the first recipient of the prestigious Accredited Insurance Lines Professional in Commercial Lines (AILP/CL) Designation! On October 5th, MAIA CEO Nick Fyntrilakis and COO Heather Kramer visited Laura’s workplace, the Connell & Curley Insurance Agency in Natick, MA, to deliver her certificate…
Uber Eats
Question Uber Eats This question was answered based upon current rules, regulations & statutes in effect on September 21, 2021 I’m getting shut down by all of our voluntary carriers in regards to writing a client who will be delivering for Uber Eats 10 to 20 hours a week. Do you have any carrier you know…
Trailer Titles 2
Question Trailer Titles This question was answered based upon current rules, regulations & statutes in effect on September 07, 2021 We had a client that had a trailer that weighed 2950. Back in 2017 when she registered it the personal lines CSR typed in 3000 for weight. Now she is trying to sell it and the…
WCRIBMA Releases Circular Letters No. 2390, No. 2391 and No. 2392
WCRIBMA Releases Circular Letters No. 2390, No. 2391 and No. 2392 The MA Workers’ Compensation Rating and Inspection Bureau (WCRIBMA) has issued three new Circular Letters titled: Payroll Determination for Sole Proprietors, Partners of Legal Partnerships & Members of an LLC (No. 2390); Adjusted Individual Payroll Limitations (No. 2391); and Basis of Premium – Taxi Cab Companies…
Lynnfield Agency Honors Co-Founder with Memorial Scholarship
Lynnfield Agency Honors Co-Founder with Memorial Scholarship Soderberg Insurance Services of Lynnfield, MA, has found a wonderful way to give back to their community, by offering an educational scholarship in memory of the agency’s co-founder, Frances Soderberg! Inspired by her daughter Karen, who was born with Down Syndrome, Frances dedicated her life to creating recreational…
Company Signage on an Employee’s Truck
Question Company Signage on an Employee’s Truck This question was answered based upon current rules, regulations & statutes in effect on September 13, 2021 Have a client who wants to put his company info on a employee’s truck, is that remotely possible? Answer Kathy Cormier: Are you talking signage? An employee can have signage from the business…
3rd. Party Claim
3rd. Party Claims This question was answered based upon current rules, regulations & statutes in effect on September 13, 2021 Back in the mists of time, I seem to remember that if an insured is going 3rd party against an auto carrier, and if their insureds do not respond within a certain amount of time to inquires,…
How to Insure a Trailer with No Auto
Question How to Insure a Trailer with no Auto This question was answered based upon current rules, regulations & statutes in effect on September 13, 2021 We have an unusual situation I have a question how we would cover. We have an insured who has a “trailer” called the Candy Shack. We had this insured on…
New Health Insurance Compensation Disclosure Requirements
New Health Insurance Compensation Disclosure Requirements Effective on December 27, 2021, recently enacted requirements will have a significant impact on health insurance producers and consultants, and require them to disclose their compensation and other information to group health plan sponsors. In addition, health issuers will be required to disclose to individual health insureds the compensation…