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DIFDESIGN

Have You Heard? MA Supreme Court Says Third-Party Claimants Should Get Inherent Diminished Value

Inherent Diminished Value (IDV) is defined as the decrease in a motor vehicle’s resale market value after a repaired collision loss. It is assumed to be the difference between the vehicle’s value immediately before a collision and its value after the collision and subsequent repairs. As reported in The Boston Globe, the Claims Journal and…

In Memoriam: Dennis F. Murphy, Jr., 84

In Memoriam: Dennis F. Murphy, Jr., 84 It is with sadness that we share news of the recent passing of former MAIA Board Member Dennis F. Murphy, Jr., CPCU, CLU. Dennis, who was owner and operator of Murphy Insurance Agency, passed away at the age of 84 on Thursday, October 28, 2021 at his home,…

Rental Vehicle Coverage

Question Rental Vehicle Coverage This question was answered based upon current rules, regulations & statutes in effect on October 27, 2021: I was wondering where I would find the wording in regards to rental coverage when renting a vehicle. Does it say that you should buy the extra insurance coverage as it wouldn’t be covered…

Named non-owned policy in foreign country

Question Named non-owned policy in foreign country This question was answered based upon current rules, regulations & statutes in effect on October 26, 2021: Is there a policy available that can be purchased for a MA resident in Lithuania for a temporary stay ? if not, what is the  solution to the problem when he…

Protect Your Lawyer Clients from Scary Liability Claims

Protect Your Lawyer Clients from Scary Liability Claims Attorneys need E&O coverage, but if you’ve never written a Lawyer’s Professional Liability Insurance (LPLI) policy before, you might find the prospect a bit spooky! There’s no need to fear, MAIA’s Number One Agency is here! We’ve been selling LPLI policies since 2005, and our LPLI Program…

Protect Your Lawyer Clients from Scary Liability Claims

Protect Your Lawyer Clients from Scary Liability Claims Attorneys need E&O coverage, but if you’ve never written a Lawyer’s Professional Liability Insurance (LPLI) policy before, you might find the prospect a bit spooky! There’s no need to fear, MAIA’s Number One Agency is here! We’ve been selling LPLI policies since 2005, and our LPLI Program…

Redesigned Patriots Plates Now Available – 6X Champions!

Redesigned Patriots Plates Now Available – 6X Champions! A redesigned version of the New England Patriots special plate is now on the RMV website or through RMV Service Centers. The new plate design features the Patriots logo, the words “6X Champions,” the numerals of each Super Bowl win, and six stars. Plate numbers will continue…

Updates on November & December Registration Renewals

Updates on November & December Registration Renewals November registration renewals for Trailer and Vanity Plates were delayed, but have now all been mailed to customers. Trailer plate renewals no longer require an insurance certification stamp. December registration renewals for Heavy Use Vehicles require a paid Form 2290/Schedule 1 to be submitted and reviewed in order…

New “From” Address for RMV System-Generated Emails

New “From” Address for RMV System-Generated Emails As part of an ATLAS cloud migration to Fast Hosting Services (FHS), the email address for RMV system-generated emails will change. Most emails sent from ATLAS to customers, such as appointment reminders, authentication codes, and myRMV confirmation emails, will come from: [email protected] This is a “Do Not Reply”…

Address on Proof-of-Residency Documentation

Address on Proof-of-Residency Documentation The RMV has issued an update to clarify their policy about addresses on proof-of-Massachusetts-residency documents. A PO Box by itself is unacceptable. When a PO Box is provided, a residential/street address must be displayed on both the application and proof-of-residency document, in addition to the mailing address. Other requirements also apply. If…

Redesigned Patriots Plates Now Available – 6X Champions!

Redesigned Patriots Plates Now Available – 6X Champions! A redesigned version of the New England Patriots special plate is now on the RMV website or through RMV Service Centers. The new plate design features the Patriots logo, the words “6X Champions,” the numerals of each Super Bowl win, and six stars. Plate numbers will continue…

Updates on November & December Registration Renewals

Updates on November & December Registration Renewals November registration renewals for Trailer and Vanity Plates were delayed, but have now all been mailed to customers. Trailer plate renewals no longer require an insurance certification stamp. December registration renewals for Heavy Use Vehicles require a paid Form 2290/Schedule 1 to be submitted and reviewed in order…

New “From” Address for RMV System-Generated Emails

New “From” Address for RMV System-Generated Emails As part of an ATLAS cloud migration to Fast Hosting Services (FHS), the email address for RMV system-generated emails will change. Most emails sent from ATLAS to customers, such as appointment reminders, authentication codes, and myRMV confirmation emails, will come from: [email protected] This is a “Do Not Reply”…

Address on Proof-of-Residency Documentation

Address on Proof-of-Residency Documentation The RMV has issued an update to clarify their policy about addresses on proof-of-Massachusetts-residency documents. A PO Box by itself is unacceptable. When a PO Box is provided, a residential/street address must be displayed on both the application and proof-of-residency document, in addition to the mailing address. Other requirements also apply. If…

Can a Bobcat be Registered

Question Can a Bobcat be Registered? This question was answered based upon current rules, regulations & statutes in effect on October 20, 2021: Can a Bobcat (very small four-wheel front loader that cleans the sidewalks of snow) be registered? Please advise! Thanks! Answer Kathy Cormier:  Here is what I received from the RMV on Bobcats: In…

Commercial Use Trailers

Question Commercial Use Trailers This question was answered based upon current rules, regulations & statutes in effect on October 19, 2021: I’m hoping you can enlighten me when it comes to trailer registrations and insurance. I know I can stamp an RTA on a trailer that’s covered under the liability portion owner’s primary auto policy…

How Number One Saves You Money, Makes You Money, and Pays You More Money

How Number One Saves You Money, Makes You Money, and Pays You More Money Check out what’s NEW at MAIA’s Number One Insurance Agency! In the past month we’ve launched a new EVR Permit Surety Bond program to SAVE you money, and a Real Estate E&O program to MAKE you money by offering this coverage…

How Number One Saves You Money, Makes You Money, and Pays You More Money

How Number One Saves You Money, Makes You Money, and Pays You More Money Check out what’s NEW at MAIA’s Number One Insurance Agency! In the past month we’ve launched a new EVR Permit Surety Bond program to SAVE you money, and a Real Estate E&O program to MAKE you money by offering this coverage…