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DIFDESIGN

PL or CL Policy and/or Coverage

PL or CL Policy and/or Coverage This question was answered based upon current rules, regulations & statutes in effect on March 5, 2021 We have a Special Form CPP (CP 10 30 04-02) policy with Water exclusion Endorsement BP 01 59 (0808) The roof leaked during a rain storm causing interior damage to walls and…

CDL Medical Certificates Extension – March 2022

CDL Medical Certificates Extension The Federal Motor Carrier Safety Administration (FMCSA) has issued an additional waiver for CDL Medical Certificates (DOT Medical Cards). Certificates that expire between February 28, 2022 and April 14, 2022 will expire on April 15, 2022. The RMV has updated customer records in ATLAS. Affected customers will receive an email informing them…

CDL Medical Certificates Extension – March 2022

CDL Medical Certificates Extension The Federal Motor Carrier Safety Administration (FMCSA) has issued an additional waiver for CDL Medical Certificates (DOT Medical Cards). Certificates that expire between February 28, 2022 and April 14, 2022 will expire on April 15, 2022. The RMV has updated customer records in ATLAS. Affected customers will receive an email informing them…

PL or CL Policy and/or Coverage Question?

PL or CL Policy and/or Coverage Question? This question was answered based upon current rules, regulations & statutes in effect on January, 2022. Question I had a question on Ordinance or Law coverage.  Specifically related to a DP3.   When a client purchases an increased amount of ordinance or law, does that actually increase the dollar…

Real Estate Professional Liability and Cyber!

Real Estate Professional Liability and Cyber! Number One offers multiple markets for these commercial products that are now available for you to offer your customers. Our Real Estate Professional Liability program covers residential and commercial independent brokers, large firms and also other industry-servicing professionals such as leasing agents, property managers, and appraisers.  We can also assist you with…

Insurance Stamps Not Required For Moped Registration Renewals

Insurance Stamps Not Required For Moped Registration Renewals Some RMV customers have received Registration Renewal (RMV-2) Forms that state that insurance stamps are required for their moped registration renewals.  This is incorrect; mopeds DO NOT require proof of insurance. These moped renewals can be completed online or by mail.  If customers ask, please let them…

Real Estate Professional Liability and Cyber!

Real Estate Professional Liability and Cyber! Number One offers multiple markets for these commercial products that are now available for you to offer your customers. Our Real Estate Professional Liability program covers residential and commercial independent brokers, large firms and also other industry-servicing professionals such as leasing agents, property managers, and appraisers.  We can also assist you with…

Insurance Stamps Not Required For Moped Registration Renewals

Insurance Stamps Not Required For Moped Registration Renewals Some RMV customers have received Registration Renewal (RMV-2) Forms that state that insurance stamps are required for their moped registration renewals.  This is incorrect; mopeds DO NOT require proof of insurance. These moped renewals can be completed online or by mail.  If customers ask, please let them…

Big “I” Answers FAQs About Certificates of Insurance

Big “I” Answers FAQs About Certificates of Insurance The Big “I” Virtual University regularly hosts webinars about Certificates of Insurance (COIs), and they’ve recognized just how many agencies struggle with them. Here are some of their answers to many of the frequently asked questions: Q: Once you have reviewed the request and executed the COI, how…

Massachusetts Division of Insurance is Transitioning to SBS

Massachusetts Division of Insurance is Transitioning to SBS The Massachusetts Division of Insurance is transitioning to the State Based Systems (SBS) on March 16th! This is going to affect you! Items that are changing include YOUR license number and more! Please review this flyer for more details from the State. We know this is a very short…

Blank Check with RMV

Question Blank Check with RMV This question was answered based upon current rules, regulations & statutes in effect on July 26, 2021 We wish to thank you for all your help with the registry. We do have a question on what the registry is currently doing. If an insured buys a vehicle from a non-dealer you…

Auto Coverage

This question was answered based upon current rules, regulations & statutes in effect June,2021 Question   Why do premiums change when drivers are deleted and or added(deferred) to an auto policy.  Usually increases when drivers are deleted.  Can someone explain the factors that causes this to happen.  We need to know how to explain this…

Blank Check with RMV

Question Blank Check with RMV This question was answered based upon current rules, regulations & statutes in effect on July 26, 2021 We wish to thank you for all your help with the registry. We do have a question on what the registry is currently doing. If an insured buys a vehicle from a non-dealer you…

Build a Strong Business & Protect It Well with Number One

Build a Strong Business & Protect It Well with Number One We know the E&O competition is out there. And we want you to know that when you buy your Agents’ Errors & Omissions (E&O) insurance through MAIA’s Number One Insurance Agency, it includes our commitment to do our utmost to protect your assets and serve your…

Build a Strong Business & Protect It Well with Number One

Build a Strong Business & Protect It Well with Number One We know the E&O competition is out there. And we want you to know that when you buy your Agents’ Errors & Omissions (E&O) insurance through MAIA’s Number One Insurance Agency, it includes our commitment to do our utmost to protect your assets and serve your…

Personal Auto Coverage

Question Auto Coverage – 02/24/22 Personal This question was answered based upon current rules, regulations & statutes in effect Why do premiums change when drivers are deleted and or added(deferred) to an auto policy?  Usually increases when drivers are deleted.  Can someone explain the factors that causes this to happen? We need to know how…

Mass RMV Warns to Beware of Text Phishing Scams

Mass RMV Warns to Beware of Text Phishing Scams The RMV issued a reminder on social media regarding text phishing scams and wanted customers to remember these few things if they were to ever encounter one. The RMV does not send unsolicited requests for personal and/or contact information to customers by text. Any communication by…

Mass RMV Warns to Beware of Text Phishing Scams

Mass RMV Warns to Beware of Text Phishing Scams The RMV issued a reminder on social media regarding text phishing scams and wanted customers to remember these few things if they were to ever encounter one. The RMV does not send unsolicited requests for personal and/or contact information to customers by text. Any communication by…