June, 2015

RLI: Recent Changes

Reminder: There is a new RLI Personal Umbrella Policy form effective 7/1/2015. RLI Personal Umbrella Changes eff. 7/1/15
RLI has clarified, added, or removed policy language in several areas. Please familiarize yourself with these changes, and share this information with those in your office who access RLI:

Remember when questions arise about underwriting or coverage intent, Ask Number One! Old e-mails with guidance or interpretation may no longer be accurate. However, as with any insurance contract, the policy is the ultimate go-to guide. 

Who Should You Call? Call our newest addition to the Number One Agency Team, Chris Kivior. If you haven't met Chris yet, get a jump start and get to know him a little bit better. You can always reach him with your RLI Questions at ckivior@massagent.com or at 800.742.6363 ext 360.
Liquor Liability: Celebrate the Finer Things In Life

What could be finer than celebrating milestones with family and friends? Summer and fall are the seasons we tend to celebrate...graduations, weddings, birthday parties, showers, and more. Make sure your clients are covered while they celebrate the finer things in life with an affordable Temporary Event Policy.

As your connection to Hospitality Mutual Insurance Company (HMIC) we provide access to the full suite of products offered by HMIC including Liquor Liability with A&B, CGL, and Optional Property Damage and Temporary Events.

For more information about Liquor Liability Coverage with Hospitality Mutual, contact Colleen Lahna at 800.742.6363 or email clahna@massagent.com.


Lawyers' Professional Liability: A Recipe for Positive Impact

In the last 18 months we've seen a decidedly positive trend in the Lawyers Professional Liability Program offered by Number One Insurance and Swiss RE Corporate Solutions. We don't believe in keeping secrets in the kitchen. We want all our agents to try out the recipe we've been using:

We're pleased with the positive trends in the Swiss RE Corporate Solutions LPLI program and continue to test and tweak the recipe. We're encouraging agents to test out the market today and join in on our results...
  • Twice as Much New Business as 2013
  • 100% Renewal Retention in 2015 thus far!!!
  • Insured's love the pre-filled renewal apps and auto-renewal option

Contact Michelle St. Angelo to discuss the program appetite or learn how program updates may benefit your clients. Contact Michelle St. Angelo at 800.742.6363 ext 364. Visit the Lawyers Professional Page for applications, sample policy forms and more.


E&O: More Options to Consider

The Number One Insurance Agency’s E&O Team wants to be sure you have the coverage you need for your Agency’s E&O, including any additional coverage options.

One popular coverage addition available from both of our major carriers is Employment Practices Liability Insurance (EPL).

Swiss Re Corporate Solutions, Underwritten by Westport provides EPLI coverage via endorsement or Stand-alone coverage based on your agency size and they have various limits available.

Utica National offers this coverage via endorsement. Their recently expanded EPL offering also includes Third-Party Protection via endorsement. For an additional 20% of the EPL premium, you can protect your operation from Allegations of Harassment and Discrimination by Clients, Customers, Suppliers/Vendors, Service Providers and others that interact with your staff. READ MORE ABOUT Utica's 3rd Party EPL Coverage.

Our E&O Team is always here to answer any of your E&O questions.  Please be sure to discuss this coverage with them when you renew your E&O policy. Contact Ellen Stoppel or Michelle St. Angelo in our E&O Department at 800.742.6363.


Please update our office when there are changes to your email address (or with your agency staff). Also, please remember to include an email contact when sending any new business submissions.

Keeping us informed helps us service you faster.

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